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Oak Valley Community Bank Brings Latest Technology to Schools to Teach Students Financial Literacy

OAKDALE, CA -- (Marketwire) -- 10/09/12 -- Oak Valley Community Bank, a wholly owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), is extremely pleased to introduce a new financial literacy program for high school students. Oak Valley Community Bank's University of Finance will be launched in partnership with EverFi, to teach, assess and certify local students in financial literacy.

Oak Valley is initially launching the EverFi platform in the communities of Patterson, Ripon, and Oakdale. The goal is to provide schools, teachers, and students, a new media program at no cost that will better prepare students and build skill sets for making good financial decisions.

"We are pleased to offer students the opportunity to develop practical knowledge about everyday finances," stated Chris Courtney, President of Oak Valley Community Bank. "Programs such as OVCB's University of Finance provide teens with a strong foundation in financial literacy basics -- a critical skill for the future economic success of our communities."

OVCB is teaming with EverFi, Inc. the leading provider of critical life skills curriculum, to teach students in hundreds of finance topics including savings and budgeting, understanding credit scores, credit cards and managing debt, tax and insurance, investing, consumer fraud and protection, and managing loans to finance higher education. The course allows students to use the latest technology, including rich media, high-definition video, diagrams and avatars to interact and have fun with complex topics normally reserved for adults.

"The program has been well-received thus far by administration and faculty. Each of the schools is in the process of determining a strategy for incorporating the program to enhance their existing curriculum," said Jessica Howard, Schools Manager for EverFi. "We are looking forward to seeing students get certified in financial literacy as schools begin implementation in their classrooms," she concluded.

About Oak Valley Bancorp and Oak Valley Community Bank
Oak Valley Bancorp operates Oak Valley Community Bank, through which it offers a variety of loan and deposit products to individuals and small businesses. The Company currently operates through 14 conveniently located branches: Oakdale, Sonora, Turlock, Stockton, Patterson, Ripon, Escalon, Manteca, three branches in Modesto, and three branches in their Eastern Sierra Division, which includes Bridgeport, Mammoth Lakes, and Bishop. For more information, call 1-866-844-7500 or visit them online at www.ovcb.com.

About EverFi, Inc.
EverFi is the leading education technology platform to teach, assess, and certify students in critical skills including the EverFi Financial Literacy Platform™, Ignition - Digital Literacy & Responsibility™ and Buttonwood™ for Student Loan Management. The company is already powering a national movement in 50 states that enables students to learn using the latest technology. EverFi is building an entirely new framework to finance and deliver content, technology and innovation into schools. The company boasts an integrated network of thousands of schools across the country that will incorporate the EverFi learning platform into their curriculum each year. EverFi teams with major corporations and foundations to provide the programs at no cost to the schools. The company is adding over 200 new K-12 schools and colleges per month onto the platform. Visit them at www.everfi.com.

Contact:
Ron Martin/Chris Courtney
Phone: (209) 848-BANK (2265)
Toll Free (866) 844-7500
www.ovcb.com

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