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Motorcycle Insurance: A Guide to Choosing the Right Cover

LEEDS, UNITED KINGDOM -- (Marketwire) -- 11/08/12 -- Whether you are a new rider or a veteran motorcyclist, Asda Money could help you find cheap and comprehensive motorbike insurance online.

A recent Asda poll revealed that 2% of Asda customers own a motorbike. With this in mind Asda Money has created a detailed guide to motorcycle insurance.(i)

Motorbikes can be a cost effective way of getting from A to B but should you have an accident or your bike is stolen or damaged, you may need to make a claim on your insurance. This can prove to be very expensive if you do not have sufficient cover.

Being a new rider can be expensive and insurance premiums can be sky-high for inexperienced motorcyclists. However, you can reduce you premiums by shopping around for the best deals. Insurance is legally required if you wish to ride a motorbike on the road or any other public space in the UK. The minimal level of cover that you need is third party insurance.

There are a number of things to consider before taking out motorbike insurance; such as your annual mileage, your experience, the level of cover and your type of bike. For example, you might be eligible for discounted insurance if you are a low mileage rider. Asda Money could also find lower premiums for you if you ride less than 3,000 miles a year.

Much like car insurance, there are three different levels of motorcycle cover; comprehensive, third party fire and theft and third party only. Asda Money compare these for you instantly so you can find the right bike insurance for you.

If you plan on riding with another passenger you might want to find insurance that also covers them. A number of motorbike insurance policies no longer automatically cover pillion passengers however some insurers do offer the cover for an additional fee. Not opting for this will reduce your premiums but it is illegal to carry an uninsured passenger.

Whether you're looking for insurance to buy a new set of wheels, or just want to try and reduce your current premiums, the Asda Money motorcycle insurance guide could help.

Notes to editors

(i)Source: Car & Home Survey - HOME SECTION August 2012, 2.93% do own a motorbike

About Asda Motorbike Insurance

--  Guaranteed to beat any online motorbike insurance quote(i) 
--  Get our best price from over 30 top insurance providers 
--  Great rates for new riders 
--  Discount for lower mileage riders (less than 3,000 miles) 
--  Choose from 3 levels of cover - Comprehensive, Third Party Fire & Theft,
    Third Party only 

(i)This offer is to beat your cheapest ONLINE motorbike insurance quote and the guarantee applies to the basic policy price only. As we are a web provider this offer excludes telephone quotations. This offer only applies to permanent residents in the UK and excludes the Channel Islands. We reserve the right to request for proof of and validate alternate quotes before our guarantee is honoured.

Asda Money is a trading name of Asda Financial Services Limited. Asda Financial Services Limited uses a selection of companies to provide its products and services. Please refer to www.ASDA.com/money for details of our product partners and the relevant terms and conditions for each of our products and services.

ASDA Motorbike Insurance is administered by Vast Visibility Ltd who are authorised and regulated by the Financial Services Authority under firm reference number 566973.

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