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FNB Bancorp Announces Hiring of Arlie Ferguson for Sunnyvale LPO

SOUTH SAN FRANCISCO, CA -- (Marketwire) -- 11/20/12 -- Arlie Ferguson has been hired to manage the First National Bank of Northern California ("FNB Norcal") (OTCQB: FNBG) loan production office located at 425 South Mathilda Avenue in Sunnyvale, California.

Ferguson has a proven track record of driving growth through developing high-net-worth client relationships, launching new products and services, and building high-performance teams. In his new post he will focus on generating awareness and attracting key clientele to FNB Norcal, while promoting the bank's broad range of commercial and personal banking services.

Ferguson brings to FNB Norcal an extensive resume of executive-level experience. He most recently served as senior vice president/private banker with United American Bank in San Mateo, Calif. since 2011. He held prior positions as executive vice president of Borel Private Bank & Trust Company in San Mateo, Calif., vice president of operations with Loan America in San Jose, Calif., and vice president of bank operations with Franklin Financial Services in San Jose, Calif.

"I'm very pleased and excited to join FNB Norcal and welcome the opportunity to extend our portfolio of commercial and personal banking services to people throughout our community," said Arlie Ferguson. "I share the bank's people-first philosophy and am confident our new business-development center will be a great asset to our neighbors."

The new Sunnyvale center includes a remote-deposit ATM.

"We are delighted to have Arlie join First National Bank of Northern California," stated Tom McGraw, CEO. "He brings a wealth of community banking experience and he understands the difference between transactional banking and relationship banking. Arlie's experience and expertise have helped him to develop a loyal following that will complement First National Bank of Northern California's philosophy of keeping our focus firmly on our customers and their banking needs."

About First National Bank of Northern California

FNB Bancorp is the sole shareholder of First National Bank of Northern California. Founded in 1963, First National Bank of Northern California is "the Neighborhood Bank," dedicated to providing the finest financial services to its valued customers in the communities it serves. With 14 San Francisco Bay Area branch locations, a branch on the island of Guam, additional ATMs, and plans for further growth, First National Bank of Northern California focuses on delivering smart solutions to local individuals, families and businesses, with an unwavering commitment to personal service.

First National Bank of Northern California provides a broad range of personal and business banking services. For individuals and families, the bank provides solutions including full checking and savings offerings; certificates of deposits and money market accounts; individual retirement accounts; home mortgages and home equity loans; and debit and credit card services. Qualified local businesses can receive secured and unsecured lines of credit, term loans, merchant services, vehicle and equipment loans, commercial real estate loans, commercial and industrial credit, and debit and credit card services.

For more information, visit www.fnbnorcal.com. First National Bank of Northern California is an FDIC insured institution.

Website: www.fnbnorcal.com

Cautionary Statement: This release contains certain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those stated herein. Management's assumptions and projections are based on their anticipation of future events and actual performance may differ materially from those projected. Risks and uncertainties which could impact future financial performance include, among others, (a) competitive pressures in the banking industry; (b) changes in the interest rate environment; (c) general economic conditions, either nationally or regionally or locally, including fluctuations in real estate values; (d) changes in the regulatory environment; (e) changes in business conditions or the securities markets and inflation; (f) possible shortages of gas and electricity at utility companies operating in the State of California, and (g) the effects of terrorism, including the events of September 11, 2001, and thereafter, and the conduct of war on terrorism by the United States and its allies. Therefore, the information set forth herein, together with other information contained in the periodic reports filed by FNB Bancorp with the Securities and Exchange Commission, should be carefully considered when evaluating its business prospects. FNB Bancorp undertakes no obligation to update any forward-looking statements contained in this release.

Tom McGraw
Chief Executive Officer
(650) 875-4864
Dave Curtis
Chief Financial Officer
(650) 875-4862

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