Welcome!

News Feed Item

Credit Card Review Site, CardSight.com, Offers Post-Holiday Credit Card Debt Relief to Consumers

Card services website helps reduce holiday debt and strengthen financial resolutions

LOS ANGELES, Jan. 7, 2013 /PRNewswire/ -- Every year, millions of consumers struggle to pay post-holiday bills, reduce their credit card balances, and find the right credit solution to support their financial resolutions. CardSight (http://www.cardsight.com/) offers consumers objective reviews of balance transfer credit cards--which greatly reduce the debt load of high credit card interest--without the misleading hype that can lock cardholders into unfavorable terms and conditions.

(Logo: http://photos.prnewswire.com/prnh/20130107/PH37042LOGO )

"Credit card companies put a lot of spin on their offers. They tend to highlight the benefits and veil the drawbacks," says Darryl Van Dyke, CEO of CardSight.com. "The goal of CardSight is to get all that fine print out in the open and provide an unbiased opinion, so you know exactly what you'll get with a credit card offer."

The website offers full and mini-reviews of the latest credit card offers in several categories, including Balance Transfers.

Managing holiday debt with balance transfers:

For consumers facing a pile of post-holiday bills, CardSight recommends looking into a balance transfer credit card. The company offers these top 10 helpful tips on balance transfer cards:

  • Nearly all consumers will need an excellent credit score and history to qualify for these offers. Make sure your credit score is at least 730 (FICO).
  • Low introductory rates and standard APR rates are subject to approval, and may change once the application is approved.  Check the fine print before applying!
  • Watch the date that the 0% balance transfer period ends, then six or seven weeks ahead of that time, start looking for another balance transfer offer in case you don't have your current balance paid off.
  • In many cases, a balance transfer fee of 1 to 5 percent of the total transfer amount is applied to the new card balance. Make sure you factor this amount into your budget.
  • Any purchases made on a balance transfer card cannot be paid on until the transferred balance is paid off.  Look for 0% offers for both balance transfers and purchases.
  • Don't just go for the best teaser rate or balance transfer period. It's wise to check other card features and drawbacks, such as fees, cash-back benefits, and fraud protection.
  • Be mindful that new purchases and cash advances which are charged the higher standard rate of interest for the card.
  • Balance transfer credit card offers come with varying rewards. Consumers should review the terms of an offer thoroughly to make sure the rewards are something they will use and accumulate with normal spending habits.
  • Pay your bill on time. Even one late payment may cause your rate to spike and incur  a penalty fee with some cards.
  • Transferring balances and closing old accounts can negatively impact your credit history, so weigh your options carefully.

"Researching credit card offers can be frustrating, tedious work," says Van Dyke. "CardSight aims to make it easy for consumers to find the best balance transfer deals on credit cards, reduce the amount of interest, and thereby better manage their financial resolutions for 2013."

Visit the CardSight balance transfer credit card section  (http://www.cardsight.com/balance-transfer-cards.php) to see the top 9 cards for 2013 and apply online.

About CardSight.com
CardSight.com offers online education, expert opinions, and online application of credit cards, with the goal of helping consumers find the right card for their financial goals and lifestyle.

For more information, contact:
Darryl Van Dyke, CEO
800-652-8182
[email protected]

This press release was issued through eReleases® Press Release Distribution. For more information, visit http://www.ereleases.com.

SOURCE CardSight.com

More Stories By PR Newswire

Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Latest Stories
As cloud adoption continues to transform business, today’s global enterprises are challenged with managing a growing amount of information living outside of the data center. The rapid adoption of IoT and increasingly mobile workforce are exacerbating the problem. Ensuring secure data sharing and efficient backup poses capacity and bandwidth considerations as well as policy and regulatory compliance issues.
Why do your mobile transformations need to happen today? Mobile is the strategy that enterprise transformation centers on to drive customer engagement. In his general session at @ThingsExpo, Roger Woods, Director, Mobile Product & Strategy – Adobe Marketing Cloud, covered key IoT and mobile trends that are forcing mobile transformation, key components of a solid mobile strategy and explored how brands are effectively driving mobile change throughout the enterprise.
SYS-CON Events announced today that eCube Systems, a leading provider of middleware modernization, integration, and management solutions, will exhibit at @DevOpsSummit at 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. eCube Systems offers a family of middleware evolution products and services that maximize return on technology investment by leveraging existing technical equity to meet evolving business needs. ...
Although it has gained significant traction in the consumer space, IoT is still in the early stages of adoption in enterprises environments. However, many companies are working on initiatives like Industry 4.0 that includes IoT as one of the key disruptive technologies expected to reshape businesses of tomorrow. The key challenges will be availability, robustness and reliability of networks that connect devices in a business environment. Software Defined Wide Area Network (SD-WAN) is expected to...
Data is an unusual currency; it is not restricted by the same transactional limitations as money or people. In fact, the more that you leverage your data across multiple business use cases, the more valuable it becomes to the organization. And the same can be said about the organization’s analytics. In his session at 19th Cloud Expo, Bill Schmarzo, CTO for the Big Data Practice at EMC, will introduce a methodology for capturing, enriching and sharing data (and analytics) across the organizati...
SYS-CON Events announced today that Pulzze Systems will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Pulzze Systems, Inc. provides infrastructure products for the Internet of Things to enable any connected device and system to carry out matched operations without programming. For more information, visit http://www.pulzzesystems.com.
Developing software for the Internet of Things (IoT) comes with its own set of challenges. Security, privacy, and unified standards are a few key issues. In addition, each IoT product is comprised of (at least) three separate application components: the software embedded in the device, the back-end service, and the mobile application for the end user’s controls. Each component is developed by a different team, using different technologies and practices, and deployed to a different stack/target –...
SYS-CON Events announced today Telecom Reseller has been named “Media Sponsor” of SYS-CON's 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Telecom Reseller reports on Unified Communications, UCaaS, BPaaS for enterprise and SMBs. They report extensively on both customer premises based solutions such as IP-PBX as well as cloud based and hosted platforms.
Traditional on-premises data centers have long been the domain of modern data platforms like Apache Hadoop, meaning companies who build their business on public cloud were challenged to run Big Data processing and analytics at scale. But recent advancements in Hadoop performance, security, and most importantly cloud-native integrations, are giving organizations the ability to truly gain value from all their data. In his session at 19th Cloud Expo, David Tishgart, Director of Product Marketing ...
Almost two-thirds of companies either have or soon will have IoT as the backbone of their business in 2016. However, IoT is far more complex than most firms expected. How can you not get trapped in the pitfalls? In his session at @ThingsExpo, Tony Shan, a renowned visionary and thought leader, will introduce a holistic method of IoTification, which is the process of IoTifying the existing technology and business models to adopt and leverage IoT. He will drill down to the components in this fra...
Fact: storage performance problems have only gotten more complicated, as applications not only have become largely virtualized, but also have moved to cloud-based infrastructures. Storage performance in virtualized environments isn’t just about IOPS anymore. Instead, you need to guarantee performance for individual VMs, helping applications maintain performance as the number of VMs continues to go up in real time. In his session at Cloud Expo, Dhiraj Sehgal, Product and Marketing at Tintri, wil...
Pulzze Systems was happy to participate in such a premier event and thankful to be receiving the winning investment and global network support from G-Startup Worldwide. It is an exciting time for Pulzze to showcase the effectiveness of innovative technologies and enable them to make the world smarter and better. The reputable contest is held to identify promising startups around the globe that are assured to change the world through their innovative products and disruptive technologies. There w...
StarNet Communications Corp has announced the addition of three Secure Remote Desktop modules to its flagship X-Win32 PC X server. The new modules enable X-Win32 to safely tunnel the remote desktops from Linux and Unix servers to the user’s PC over encrypted SSH. Traditionally, users of PC X servers deploy the XDMCP protocol to display remote desktop environments such as the Gnome and KDE desktops on Linux servers and the CDE environment on Solaris Unix machines. XDMCP is used primarily on comp...
SYS-CON Events announced today that StarNet Communications will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. StarNet Communications’ FastX is the industry first cloud-based remote X Windows emulator. Using standard Web browsers (FireFox, Chrome, Safari, etc.) users from around the world gain highly secure access to applications and data hosted on Linux-based servers in a central data center. ...
There is growing need for data-driven applications and the need for digital platforms to build these apps. In his session at 19th Cloud Expo, Muddu Sudhakar, VP and GM of Security & IoT at Splunk, will cover different PaaS solutions and Big Data platforms that are available to build applications. In addition, AI and machine learning are creating new requirements that developers need in the building of next-gen apps. The next-generation digital platforms have some of the past platform needs a...