Welcome!

News Feed Item

Credit Card Review Site, CardSight.com, Offers Post-Holiday Credit Card Debt Relief to Consumers

Card services website helps reduce holiday debt and strengthen financial resolutions

LOS ANGELES, Jan. 7, 2013 /PRNewswire/ -- Every year, millions of consumers struggle to pay post-holiday bills, reduce their credit card balances, and find the right credit solution to support their financial resolutions. CardSight (http://www.cardsight.com/) offers consumers objective reviews of balance transfer credit cards--which greatly reduce the debt load of high credit card interest--without the misleading hype that can lock cardholders into unfavorable terms and conditions.

(Logo: http://photos.prnewswire.com/prnh/20130107/PH37042LOGO )

"Credit card companies put a lot of spin on their offers. They tend to highlight the benefits and veil the drawbacks," says Darryl Van Dyke, CEO of CardSight.com. "The goal of CardSight is to get all that fine print out in the open and provide an unbiased opinion, so you know exactly what you'll get with a credit card offer."

The website offers full and mini-reviews of the latest credit card offers in several categories, including Balance Transfers.

Managing holiday debt with balance transfers:

For consumers facing a pile of post-holiday bills, CardSight recommends looking into a balance transfer credit card. The company offers these top 10 helpful tips on balance transfer cards:

  • Nearly all consumers will need an excellent credit score and history to qualify for these offers. Make sure your credit score is at least 730 (FICO).
  • Low introductory rates and standard APR rates are subject to approval, and may change once the application is approved.  Check the fine print before applying!
  • Watch the date that the 0% balance transfer period ends, then six or seven weeks ahead of that time, start looking for another balance transfer offer in case you don't have your current balance paid off.
  • In many cases, a balance transfer fee of 1 to 5 percent of the total transfer amount is applied to the new card balance. Make sure you factor this amount into your budget.
  • Any purchases made on a balance transfer card cannot be paid on until the transferred balance is paid off.  Look for 0% offers for both balance transfers and purchases.
  • Don't just go for the best teaser rate or balance transfer period. It's wise to check other card features and drawbacks, such as fees, cash-back benefits, and fraud protection.
  • Be mindful that new purchases and cash advances which are charged the higher standard rate of interest for the card.
  • Balance transfer credit card offers come with varying rewards. Consumers should review the terms of an offer thoroughly to make sure the rewards are something they will use and accumulate with normal spending habits.
  • Pay your bill on time. Even one late payment may cause your rate to spike and incur  a penalty fee with some cards.
  • Transferring balances and closing old accounts can negatively impact your credit history, so weigh your options carefully.

"Researching credit card offers can be frustrating, tedious work," says Van Dyke. "CardSight aims to make it easy for consumers to find the best balance transfer deals on credit cards, reduce the amount of interest, and thereby better manage their financial resolutions for 2013."

Visit the CardSight balance transfer credit card section  (http://www.cardsight.com/balance-transfer-cards.php) to see the top 9 cards for 2013 and apply online.

About CardSight.com
CardSight.com offers online education, expert opinions, and online application of credit cards, with the goal of helping consumers find the right card for their financial goals and lifestyle.

For more information, contact:
Darryl Van Dyke, CEO
800-652-8182
[email protected]

This press release was issued through eReleases® Press Release Distribution. For more information, visit http://www.ereleases.com.

SOURCE CardSight.com

More Stories By PR Newswire

Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Latest Stories
"NetApp is known as a data management leader but we do a lot more than just data management on-prem with the data centers of our customers. We're also big in the hybrid cloud," explained Wes Talbert, Principal Architect at NetApp, in this SYS-CON.tv interview at 21st Cloud Expo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA.
Gemini is Yahoo’s native and search advertising platform. To ensure the quality of a complex distributed system that spans multiple products and components and across various desktop websites and mobile app and web experiences – both Yahoo owned and operated and third-party syndication (supply), with complex interaction with more than a billion users and numerous advertisers globally (demand) – it becomes imperative to automate a set of end-to-end tests 24x7 to detect bugs and regression. In th...
"Space Monkey by Vivent Smart Home is a product that is a distributed cloud-based edge storage network. Vivent Smart Home, our parent company, is a smart home provider that places a lot of hard drives across homes in North America," explained JT Olds, Director of Engineering, and Brandon Crowfeather, Product Manager, at Vivint Smart Home, in this SYS-CON.tv interview at @ThingsExpo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA.
Enterprises are adopting Kubernetes to accelerate the development and the delivery of cloud-native applications. However, sharing a Kubernetes cluster between members of the same team can be challenging. And, sharing clusters across multiple teams is even harder. Kubernetes offers several constructs to help implement segmentation and isolation. However, these primitives can be complex to understand and apply. As a result, it’s becoming common for enterprises to end up with several clusters. Thi...
The question before companies today is not whether to become intelligent, it’s a question of how and how fast. The key is to adopt and deploy an intelligent application strategy while simultaneously preparing to scale that intelligence. In her session at 21st Cloud Expo, Sangeeta Chakraborty, Chief Customer Officer at Ayasdi, provided a tactical framework to become a truly intelligent enterprise, including how to identify the right applications for AI, how to build a Center of Excellence to oper...
"IBM is really all in on blockchain. We take a look at sort of the history of blockchain ledger technologies. It started out with bitcoin, Ethereum, and IBM evaluated these particular blockchain technologies and found they were anonymous and permissionless and that many companies were looking for permissioned blockchain," stated René Bostic, Technical VP of the IBM Cloud Unit in North America, in this SYS-CON.tv interview at 21st Cloud Expo, held Oct 31 – Nov 2, 2017, at the Santa Clara Conventi...
"Cloud Academy is an enterprise training platform for the cloud, specifically public clouds. We offer guided learning experiences on AWS, Azure, Google Cloud and all the surrounding methodologies and technologies that you need to know and your teams need to know in order to leverage the full benefits of the cloud," explained Alex Brower, VP of Marketing at Cloud Academy, in this SYS-CON.tv interview at 21st Cloud Expo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clar...
"We work around really protecting the confidentiality of information, and by doing so we've developed implementations of encryption through a patented process that is known as superencipherment," explained Richard Blech, CEO of Secure Channels Inc., in this SYS-CON.tv interview at 21st Cloud Expo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA.
It is of utmost importance for the future success of WebRTC to ensure that interoperability is operational between web browsers and any WebRTC-compliant client. To be guaranteed as operational and effective, interoperability must be tested extensively by establishing WebRTC data and media connections between different web browsers running on different devices and operating systems. In his session at WebRTC Summit at @ThingsExpo, Dr. Alex Gouaillard, CEO and Founder of CoSMo Software, presented ...
While some developers care passionately about how data centers and clouds are architected, for most, it is only the end result that matters. To the majority of companies, technology exists to solve a business problem, and only delivers value when it is solving that problem. 2017 brings the mainstream adoption of containers for production workloads. In his session at 21st Cloud Expo, Ben McCormack, VP of Operations at Evernote, discussed how data centers of the future will be managed, how the p...
High-velocity engineering teams are applying not only continuous delivery processes, but also lessons in experimentation from established leaders like Amazon, Netflix, and Facebook. These companies have made experimentation a foundation for their release processes, allowing them to try out major feature releases and redesigns within smaller groups before making them broadly available. In his session at 21st Cloud Expo, Brian Lucas, Senior Staff Engineer at Optimizely, discussed how by using ne...
A strange thing is happening along the way to the Internet of Things, namely far too many devices to work with and manage. It has become clear that we'll need much higher efficiency user experiences that can allow us to more easily and scalably work with the thousands of devices that will soon be in each of our lives. Enter the conversational interface revolution, combining bots we can literally talk with, gesture to, and even direct with our thoughts, with embedded artificial intelligence, whic...
Coca-Cola’s Google powered digital signage system lays the groundwork for a more valuable connection between Coke and its customers. Digital signs pair software with high-resolution displays so that a message can be changed instantly based on what the operator wants to communicate or sell. In their Day 3 Keynote at 21st Cloud Expo, Greg Chambers, Global Group Director, Digital Innovation, Coca-Cola, and Vidya Nagarajan, a Senior Product Manager at Google, discussed how from store operations and ...
In his session at 21st Cloud Expo, Carl J. Levine, Senior Technical Evangelist for NS1, will objectively discuss how DNS is used to solve Digital Transformation challenges in large SaaS applications, CDNs, AdTech platforms, and other demanding use cases. Carl J. Levine is the Senior Technical Evangelist for NS1. A veteran of the Internet Infrastructure space, he has over a decade of experience with startups, networking protocols and Internet infrastructure, combined with the unique ability to it...
"Infoblox does DNS, DHCP and IP address management for not only enterprise networks but cloud networks as well. Customers are looking for a single platform that can extend not only in their private enterprise environment but private cloud, public cloud, tracking all the IP space and everything that is going on in that environment," explained Steve Salo, Principal Systems Engineer at Infoblox, in this SYS-CON.tv interview at 21st Cloud Expo, held Oct 31 – Nov 2, 2017, at the Santa Clara Conventio...