|By PR Newswire||
|January 7, 2013 08:35 AM EST||
LOS ANGELES, Jan. 7, 2013 /PRNewswire/ -- Every year, millions of consumers struggle to pay post-holiday bills, reduce their credit card balances, and find the right credit solution to support their financial resolutions. CardSight (http://www.cardsight.com/) offers consumers objective reviews of balance transfer credit cards--which greatly reduce the debt load of high credit card interest--without the misleading hype that can lock cardholders into unfavorable terms and conditions.
"Credit card companies put a lot of spin on their offers. They tend to highlight the benefits and veil the drawbacks," says Darryl Van Dyke, CEO of CardSight.com. "The goal of CardSight is to get all that fine print out in the open and provide an unbiased opinion, so you know exactly what you'll get with a credit card offer."
The website offers full and mini-reviews of the latest credit card offers in several categories, including Balance Transfers.
Managing holiday debt with balance transfers:
For consumers facing a pile of post-holiday bills, CardSight recommends looking into a balance transfer credit card. The company offers these top 10 helpful tips on balance transfer cards:
- Nearly all consumers will need an excellent credit score and history to qualify for these offers. Make sure your credit score is at least 730 (FICO).
- Low introductory rates and standard APR rates are subject to approval, and may change once the application is approved. Check the fine print before applying!
- Watch the date that the 0% balance transfer period ends, then six or seven weeks ahead of that time, start looking for another balance transfer offer in case you don't have your current balance paid off.
- In many cases, a balance transfer fee of 1 to 5 percent of the total transfer amount is applied to the new card balance. Make sure you factor this amount into your budget.
- Any purchases made on a balance transfer card cannot be paid on until the transferred balance is paid off. Look for 0% offers for both balance transfers and purchases.
- Don't just go for the best teaser rate or balance transfer period. It's wise to check other card features and drawbacks, such as fees, cash-back benefits, and fraud protection.
- Be mindful that new purchases and cash advances which are charged the higher standard rate of interest for the card.
- Balance transfer credit card offers come with varying rewards. Consumers should review the terms of an offer thoroughly to make sure the rewards are something they will use and accumulate with normal spending habits.
- Pay your bill on time. Even one late payment may cause your rate to spike and incur a penalty fee with some cards.
- Transferring balances and closing old accounts can negatively impact your credit history, so weigh your options carefully.
"Researching credit card offers can be frustrating, tedious work," says Van Dyke. "CardSight aims to make it easy for consumers to find the best balance transfer deals on credit cards, reduce the amount of interest, and thereby better manage their financial resolutions for 2013."
Visit the CardSight balance transfer credit card section (http://www.cardsight.com/balance-transfer-cards.php) to see the top 9 cards for 2013 and apply online.
CardSight.com offers online education, expert opinions, and online application of credit cards, with the goal of helping consumers find the right card for their financial goals and lifestyle.
For more information, contact:
Darryl Van Dyke, CEO
This press release was issued through eReleases® Press Release Distribution. For more information, visit http://www.ereleases.com.
SYS-CON Events announced today that DataClear Inc. will exhibit at the 17th International Cloud Expo®, which will take place on November 3–5, 2015, at the Santa Clara Convention Center in Santa Clara, CA. The DataClear ‘BlackBox’ is the only solution that moves your PC, browsing and data out of the United States and away from prying (and spying) eyes. Its solution automatically builds you a clean, on-demand, virus free, new virtual cloud based PC outside of the United States, and wipes it clean...
Aug. 30, 2015 11:45 PM EDT Reads: 390
Too often with compelling new technologies market participants become overly enamored with that attractiveness of the technology and neglect underlying business drivers. This tendency, what some call the “newest shiny object syndrome,” is understandable given that virtually all of us are heavily engaged in technology. But it is also mistaken. Without concrete business cases driving its deployment, IoT, like many other technologies before it, will fade into obscurity.
Aug. 30, 2015 10:00 PM EDT Reads: 343
Any Ops team trying to support a company in today’s cloud-connected world knows that a new way of thinking is required – one just as dramatic than the shift from Ops to DevOps. The diversity of modern operations requires teams to focus their impact on breadth vs. depth. In his session at DevOps Summit, Adam Serediuk, Director of Operations at xMatters, Inc., will discuss the strategic requirements of evolving from Ops to DevOps, and why modern Operations has begun leveraging the “NoOps” approa...
Aug. 30, 2015 06:45 PM EDT Reads: 367
While many app developers are comfortable building apps for the smartphone, there is a whole new world out there. In his session at @ThingsExpo, Narayan Sainaney, Co-founder and CTO of Mojio, will discuss how the business case for connected car apps is growing and, with open platform companies having already done the heavy lifting, there really is no barrier to entry.
Aug. 30, 2015 05:00 PM EDT Reads: 132
SYS-CON Events announced today that G2G3 will exhibit at SYS-CON's @DevOpsSummit Silicon Valley, which will take place on November 3–5, 2015, at the Santa Clara Convention Center in Santa Clara, CA. Based on a collective appreciation for user experience, design, and technology, G2G3 is uniquely qualified and motivated to redefine how organizations and people engage in an increasingly digital world.
Aug. 30, 2015 05:00 PM EDT Reads: 461
As more intelligent IoT applications shift into gear, they’re merging into the ever-increasing traffic flow of the Internet. It won’t be long before we experience bottlenecks, as IoT traffic peaks during rush hours. Organizations that are unprepared will find themselves by the side of the road unable to cross back into the fast lane. As billions of new devices begin to communicate and exchange data – will your infrastructure be scalable enough to handle this new interconnected world?
Aug. 30, 2015 04:00 PM EDT Reads: 150
SYS-CON Events announced today that Micron Technology, Inc., a global leader in advanced semiconductor systems, will exhibit at the 17th International Cloud Expo®, which will take place on November 3–5, 2015, at the Santa Clara Convention Center in Santa Clara, CA. Micron’s broad portfolio of high-performance memory technologies – including DRAM, NAND and NOR Flash – is the basis for solid state drives, modules, multichip packages and other system solutions. Backed by more than 35 years of tech...
Aug. 30, 2015 01:30 PM EDT Reads: 218
This Enterprise Strategy Group lab validation report of the NEC Express5800/R320 server with Intel® Xeon® processor presents the benefits of 99.999% uptime NEC fault-tolerant servers that lower overall virtualized server total cost of ownership. This report also includes survey data on the significant costs associated with system outages impacting enterprise and web applications. Click Here to Download Report Now!
Aug. 30, 2015 01:30 PM EDT Reads: 186
SYS-CON Events announced today that Pythian, a global IT services company specializing in helping companies leverage disruptive technologies to optimize revenue-generating systems, has been named “Bronze Sponsor” of SYS-CON's 17th Cloud Expo, which will take place on November 3–5, 2015, at the Santa Clara Convention Center in Santa Clara, CA. Founded in 1997, Pythian is a global IT services company that helps companies compete by adopting disruptive technologies such as cloud, Big Data, advance...
Aug. 30, 2015 01:00 PM EDT Reads: 283
SYS-CON Events announced today the Containers & Microservices Bootcamp, being held November 3-4, 2015, in conjunction with 17th Cloud Expo, @ThingsExpo, and @DevOpsSummit at the Santa Clara Convention Center in Santa Clara, CA. This is your chance to get started with the latest technology in the industry. Combined with real-world scenarios and use cases, the Containers and Microservices Bootcamp, led by Janakiram MSV, a Microsoft Regional Director, will include presentations as well as hands-on...
Aug. 30, 2015 12:00 PM EDT Reads: 267
Cloud and datacenter migration innovator AppZero has joined the Microsoft Enterprise Cloud Alliance Program. AppZero is a fast, flexible way to move Windows Server applications from any source machine – physical or virtual – to any destination server, in any cloud or datacenter, using its patented container technology. AppZero’s container is also called a Virtual Application Appliance (VAA). To facilitate Microsoft Azure onboarding, AppZero has two purpose-built offerings: AppZero SP for Azure,...
Aug. 30, 2015 11:00 AM EDT Reads: 171
Organizations from small to large are increasingly adopting cloud solutions to deliver essential business services at a much lower cost. According to cyber security experts, the frequency and severity of cyber-attacks are on the rise, causing alarm to businesses and customers across a variety of industries. To defend against exploits like these, a company must adopt a comprehensive security defense strategy that is designed for their business. In 2015, organizations such as United Airlines, Sony...
Aug. 30, 2015 10:30 AM EDT Reads: 433
SYS-CON Events announced today that HPM Networks will exhibit at the 17th International Cloud Expo®, which will take place on November 3–5, 2015, at the Santa Clara Convention Center in Santa Clara, CA. For 20 years, HPM Networks has been integrating technology solutions that solve complex business challenges. HPM Networks has designed solutions for both SMB and enterprise customers throughout the San Francisco Bay Area.
Aug. 30, 2015 10:30 AM EDT Reads: 873
Consumer IoT applications provide data about the user that just doesn’t exist in traditional PC or mobile web applications. This rich data, or “context,” enables the highly personalized consumer experiences that characterize many consumer IoT apps. This same data is also providing brands with unprecedented insight into how their connected products are being used, while, at the same time, powering highly targeted engagement and marketing opportunities. In his session at @ThingsExpo, Nathan Trel...
Aug. 30, 2015 10:15 AM EDT Reads: 224
Red Hat is investing in Tesora, the number one contributor to OpenStack Trove Database as a Service (DBaaS) also ranked among the top 20 companies contributing to OpenStack overall. Tesora, the company bringing OpenStack Trove Database as a Service (DBaaS) to the enterprise, has announced that Red Hat and others have invested in the company as a part of Tesora's latest funding round. The funding agreement expands on the ongoing collaboration between Tesora and Red Hat, which dates back to Febr...
Aug. 30, 2015 10:00 AM EDT Reads: 338