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ReadyCap Commercial Launches, Offers Small-Balance Commercial Loans

Lending Differently(TM) by Providing Rapid Closings and Exceptional Service to Investors and Owners for Financing up to $5 Million

IRVINE, CA -- (Marketwire) -- 02/06/13 -- ReadyCap Commercial, LLC (www.readycapcommercial.com) today makes its nationwide debut as a non-bank direct portfolio lender offering commercial financing up to $5 million. Led by a veteran senior management team with more than 75 years of combined financial industry experience, ReadyCap Commercial has designed a process to close loans with speed and ease while providing an exceptional customer experience.

"ReadyCap Commercial offers an outstanding array of innovative lending products for today's commercial real estate investors and owners. Our execution also sets us apart, with a common-sense approach, solution-oriented underwriting, and rapid credit decisions, processing and closings," said Steve Skolnik, CEO of ReadyCap Commercial. "Our customers have direct access to loan decision-makers, which is also unique -- our goal is to provide concierge-like personal attention to meet borrowers' needs and exceed their expectations."

Among the products ReadyCap Commercial offers are: Bridge, Express and Major Rehab; Apartment; Investor for property types including office, retail, industrial, self storage and mixed use; Owner User including SBA 504 and conventional, with SBA 7A coming soon. ReadyCap offers LTVs/LTCs up to 80 percent on Apartment, Investor and Bridge, and up to 90 percent on Owner User. Other highlights include fully amortizing loans, no cash-out limits, non-recourse loans and financing for foreign nationals. Find complete details at www.readycapcommercial.com or call 888-354-0822.

"Our solutions are ideal for borrowers who need flexibility, higher leverage or rapid closings, as well as those who do not meet current bank or lender guidelines for some reason. ReadyCap is a good match for creditworthy borrowers who value strong assets, often have a story to tell, and want a positive experience," Skolnik added. ReadyCap's customers include investors, business owners, commercial brokers, bankers and referral partners.

ReadyCap Commercial is actively hiring a best-in-class team across the country. In addition to recent key additions in California, New York, Texas and Florida, the company plans to hire 25 Loan Officers in most major markets by the first half of 2013. Interested candidates may apply online at http://www.readycapcommercial.com.

About ReadyCap Commercial, LLC
ReadyCap Commercial (www.readycapcommercial.com) is a non-bank, direct portfolio lender offering financing for small-balance commercial investment, conventional owner user, SBA 504, multifamily and bridge loan programs nationwide. Available financing ranges from $500,000 to $5 million. With concierge-like personal attention, ReadyCap is set apart by its credit decisions, processing speeds and common-sense, solution-oriented underwriting. Based in Orange County, California, ReadyCap is supported by Waterfall Asset Management, LLC, an investment manager based in New York City with over $2 billion in assets under management. For more information, visit http://www.readycapcommercial.com or call 888-354-0822.

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