|By Marketwired .||
|March 26, 2013 02:00 AM EDT||
LEEDS, UNITED KINGDOM -- (Marketwire) -- 03/26/13 -- The decorations have been taken down, the food supply levels have returned to normal and you've already forgotten what presents you got, but the one thing that still remains is the festive financial hangover. Asda Money explains how a Christmas Savings Card could help spread the cost of Christmas.
The festive season does not come cheap and UK families fork out an average of GBP 600 at Christmas, with many relying on credit, loans, overdraft facilities and budgeting to pay for it all.(1)
As festive spirits dwindle and sky high winter energy bills come in, the New Year can be a real drain on finances. Not only do households need to cover everyday living costs, but many will still be managing their debt from Christmas spending. Some 59% of consumers bought their presents on plastic in December last year and worryingly one in five are still paying off their Christmas debt from 2011.(2)
Planning ahead for Christmas 2013 could help to ensure that consumers are able to celebrate the festive season in style, without suffering from a dreaded case of 'Christmas credit hangover'.
The Asda Christmas Savings Card, for example, could help you ease the financial pangs of the festive season by allowing you to save up in the months leading up to Christmas.
You can pick up and top up your FREE Christmas savings card in-store or online.
Then, depending on how much you've saved, you'll receive a special Asda bonus a few weeks before Christmas, just when you need it most. The way it works is simple, each card allows Asda customers to save up to the full amount of GBP 144 in which will pay you a GBP 6 tiered bonus but don't worry if you have not saved the full amount as you can still get a bonus. For example, a balance of GBP 49 to GBP 96 will get you a bonus of GBP 1 and a balance of GBP 97-GBP 143 will get you a GBP 3 bonus(3).
Remember the more you save, the bigger your bonus, so start saving today!
Notes to Editors
1. Has the real cost of Christmas gone up? Asda Money 02/11/2012 http://money.asda.com/news/credit-card/has-the-real-cost-of-christmas-gone-up/11277
2. Never mind 2012 - one in five Brits still paying off Christmas 2011, uSwitch 02/01/2013 http://www.uswitch.com/blog/2013/01/02/never-mind-2012-one-in-five-brits-still-paying-off-christmas-2011/
Asda Money is a trading name of Asda Financial Services Limited. Asda Financial Services Limited uses a selection of companies to provide its products and services. Please refer to www.ASDA.com/money for details of our product partners and the relevant terms and conditions for each of our products and services.
Asda Car Insurance is a trading style of Asda Financial Services which is an Introducer Appointed Representative of Commercial Vehicle Direct Insurance Services Ltd, who are authorised and regulated by the Financial Services Authority (Firm reference No. 302216). Commercial Vehicle Direct Insurance Services Ltd registered in England and Wales number 04137311. Registered office: MMT Centre, Severn Bridge, Aust, Bristol BS35 4BL.
Founded in the 1960s, Asda today is one of Britain's leading retailers. It has over 180,000 dedicated Asda colleagues serving customers from 542 stores, including 32 Supercentres, 309 Superstores, 27 Asda Living stores, 174 Supermarkets, 25 depots and seven recycling centres across the UK. It has its main home office in Leeds, Yorkshire and its George clothing division based in Lutterworth, Leicestershire. Asda serves over 18 million shoppers a week in store and its growing home shopping business at www.asda.com serves 98 per cent of UK homes.
Its Asda Price Guarantee, launched in 2011, gives customers the reassurance that a basket of groceries will always be 10 per cent better value than competitors. Powered by MySupermarket.co.uk, the APG is the only independent, transparent online grocery price-checker in the world. Asda joined Walmart, the world's number one retailer, in 1999.
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