|By PR Newswire||
|March 1, 2014 07:00 AM EST||
GREENVILLE, S.C., March 1, 2014 /PRNewswire-iReach/ -- #1. Make sure you're protected
Avoid problems with theft by getting cards that are protected with anti-skimming features. This includes cards with chips and microprocessors that are more secure than the simple magnetic strip featured on most cards. Virtual cards uploaded to smartphones are also safer because there's no swiping involved in a transaction.
#2. Ask for fraud protectionProtect yourself by learning about the fraud protections. The maximum liability for a lost or stolen card is $50 as written in the Fair Credit Billing Act. If your data is compromised while you still have the card, then the losses are zero. However, these protections are not in place if you lose a debit card.
#3. Make double payments
As you pay more frequently, you cause your daily balance to fall faster. This lowers your interest rate and leads to a faster payoff. With online banking bill pay options, it's an easy change to make, and it will also help boost your credit score.
#4. Understand how the corporate card worksIf you have a corporate card, make sure you learn about the policies. If the company is the only name on the card, then they will be held accountable for any late payments. However, the rules are different if it's a joint card with your Social Security number attached to it. In this case, you can be held responsible for missed payments and late fees. Additionally, any balance and payment information will appear on your credit, and that can harm your credit score.
#5. Don't fall for cash back
Cash back sounds great, but it's not the deal you think it is. The interest on purchases quickly offsets any benefit from cash back programs. The only way cash back is a great plan is if you're paying off the balance every single month.
#6. Protect the credit score to maintain high limitsLimits are based on your score. Companies periodically review your payment history and credit scores to see if they can increase your credit line. Avoid dropping limits and other problems by maintaining a healthy score. Accomplish this by paying bills on time and keeping your balances low.
#7. Empty out the wallet
There's no reason to carry cards you don't use regularly. If you're in a store and decide to make a purchase, they can look up your store credit card. When it comes to the major credit cards, choose one to carry with you and leave the rest at home. This helps you resist the urge to charge and reduces the risk of lost or stolen cards. Store credit cards you never use should be closed down and eliminated.
#8. Know your rights You have the right to dispute fraudulent charges, and you can also use dispute power to deal with a retailer that's not willing to give you a refund. You can dispute any purchased made by credit card within 100 miles of your billing address.
#9. Reconsider the car rental insurance
When you rent a car on your credit card, you may automatically get insurance. Be sure to read the fine print ahead of time because some luxury cars, moving vans and other vehicles aren't covered. There may also be other restrictions you should be aware of.
#10. Have an authorized userWhen you add an authorized user to your credit card, the account history from that card will populate the user's credit history. This allows you to easily help your kids build a positive credit history without getting them their own card. You can also end the financial agreement at any time, and that makes it easy to rein in spending if the user isn't making good choices.
Credit Help Cards is the leading credit card finance provider in USA fully dedicated to help its customers acquire an unsecured credit card regardless of credit history. They design and develop customized no credit credit cards, bad credit credit cards, and good credit credit cards. Voted the best for "Quality Customer Service; Best National Credit Cards Service" by thousands of people, their finance experts focus in providing its customers information and various tools available for different credit card offers, help them to choose the best that fits their goals and needs.
Media Contact: David Anderson, CreditHelpCards.com, 3159082274, [email protected]
News distributed by PR Newswire iReach: https://ireach.prnewswire.com
So you think you are a DevOps warrior, huh? Put your money (not really, it’s free) where your metrics are and prove it by taking The Ultimate DevOps Geek Quiz Challenge, sponsored by DevOps Summit. Battle through the set of tough questions created by industry thought leaders to earn your bragging rights and win some cool prizes.
Oct. 28, 2016 12:45 AM EDT Reads: 4,252
SYS-CON Events announced today that Transparent Cloud Computing (T-Cloud) Consortium will exhibit at the 19th International Cloud Expo®, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. The Transparent Cloud Computing Consortium (T-Cloud Consortium) will conduct research activities into changes in the computing model as a result of collaboration between "device" and "cloud" and the creation of new value and markets through organic data proces...
Oct. 28, 2016 12:45 AM EDT Reads: 1,509
Between the mockups and specs produced by analysts, and resulting applications built by developers, there exists a gulf where projects fail, costs spiral, and applications disappoint. Methodologies like Agile attempt to address this with intensified communication, with partial success but many limitations. In his session at @DevOpsSummit at 19th Cloud Expo, Charles Kendrick, CTO at Isomorphic Software, will present a revolutionary model enabled by new technologies. Learn how business and deve...
Oct. 28, 2016 12:15 AM EDT Reads: 1,588
In his session at Cloud Expo, Robert Cohen, an economist and senior fellow at the Economic Strategy Institute, will provide economic scenarios that describe how the rapid adoption of software-defined everything including cloud services, SDDC and open networking will change GDP, industry growth, productivity and jobs. This session will also include a drill down for several industries such as finance, social media, cloud service providers and pharmaceuticals.
Oct. 28, 2016 12:00 AM EDT Reads: 2,164
Enterprises have been using both Big Data and virtualization for years. Until recently, however, most enterprises have not combined the two. Big Data's demands for higher levels of performance, the ability to control quality-of-service (QoS), and the ability to adhere to SLAs have kept it on bare metal, apart from the modern data center cloud. With recent technology innovations, we've seen the advantages of bare metal erode to such a degree that the enhanced flexibility and reduced costs that cl...
Oct. 28, 2016 12:00 AM EDT Reads: 627
SYS-CON Events announced today that Niagara Networks will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Niagara Networks offers the highest port-density systems, and the most complete Next-Generation Network Visibility systems including Network Packet Brokers, Bypass Switches, and Network TAPs.
Oct. 28, 2016 12:00 AM EDT Reads: 1,451
In today's uber-connected, consumer-centric, cloud-enabled, insights-driven, multi-device, global world, the focus of solutions has shifted from the product that is sold to the person who is buying the product or service. Enterprises have rebranded their business around the consumers of their products. The buyer is the person and the focus is not on the offering. The person is connected through multiple devices, wearables, at home, on the road, and in multiple locations, sometimes simultaneously...
Oct. 27, 2016 10:30 PM EDT Reads: 3,835
Everyone knows that truly innovative companies learn as they go along, pushing boundaries in response to market changes and demands. What's more of a mystery is how to balance innovation on a fresh platform built from scratch with the legacy tech stack, product suite and customers that continue to serve as the business' foundation. In his General Session at 19th Cloud Expo, Michael Chambliss, Head of Engineering at ReadyTalk, will discuss why and how ReadyTalk diverted from healthy revenue an...
Oct. 27, 2016 10:30 PM EDT Reads: 3,083
Intelligent machines are here. Robots, self-driving cars, drones, bots and many IoT devices are becoming smarter with Machine Learning. In her session at @ThingsExpo, Sudha Jamthe, CEO of IoTDisruptions.com, will discuss the next wave of business disruption at the junction of IoT and AI, impacting many industries and set to change our lives, work and world as we know it.
Oct. 27, 2016 10:30 PM EDT Reads: 542
SYS-CON Media announced today that @WebRTCSummit Blog, the largest WebRTC resource in the world, has been launched. @WebRTCSummit Blog offers top articles, news stories, and blog posts from the world's well-known experts and guarantees better exposure for its authors than any other publication. @WebRTCSummit Blog can be bookmarked ▸ Here @WebRTCSummit conference site can be bookmarked ▸ Here
Oct. 27, 2016 10:30 PM EDT Reads: 9,800
Established in 1998, Calsoft is a leading software product engineering Services Company specializing in Storage, Networking, Virtualization and Cloud business verticals. Calsoft provides End-to-End Product Development, Quality Assurance Sustenance, Solution Engineering and Professional Services expertise to assist customers in achieving their product development and business goals. The company's deep domain knowledge of Storage, Virtualization, Networking and Cloud verticals helps in delivering ...
Oct. 27, 2016 10:15 PM EDT Reads: 1,163
In the 21st century, security on the Internet has become one of the most important issues. We hear more and more about cyber-attacks on the websites of large corporations, banks and even small businesses. When online we’re concerned not only for our own safety but also our privacy. We have to know that hackers usually start their preparation by investigating the private information of admins – the habits, interests, visited websites and so on. On the other hand, our own security is in danger bec...
Oct. 27, 2016 10:15 PM EDT Reads: 677
The Internet of Things (IoT), in all its myriad manifestations, has great potential. Much of that potential comes from the evolving data management and analytic (DMA) technologies and processes that allow us to gain insight from all of the IoT data that can be generated and gathered. This potential may never be met as those data sets are tied to specific industry verticals and single markets, with no clear way to use IoT data and sensor analytics to fulfill the hype being given the IoT today.
Oct. 27, 2016 10:00 PM EDT Reads: 2,910
SYS-CON Events announced today that Hitrons Solutions will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Hitrons Solutions Inc. is distributor in the North American market for unique products and services of small and medium-size businesses, including cloud services and solutions, SEO marketing platforms, and mobile applications.
Oct. 27, 2016 10:00 PM EDT Reads: 2,113
OnProcess Technology has announced it will be a featured speaker at @ThingsExpo, taking place November 1 - 3, 2016, in Santa Clara, California. Dan Gettens, OnProcess’ Chief Analytics Officer, will discuss how Internet of Things (IoT) data can be leveraged to predict product failures, improve uptime and slash costly inventory stock. @ThingsExpo is an annual gathering of IoT and cloud developers, practitioners and thought-leaders who exchange ideas and insights on topics ranging from Big Data in...
Oct. 27, 2016 09:45 PM EDT Reads: 541