Welcome!

News Feed Item

Credit Help Cards Announces New Tips for Unsecured Credit Cards

ATLANTA, March 2, 2014 /PRNewswire-iReach/ -- When it comes to managing a credit card, it would seem that there isn't much to it at all. Simply make your payments on time, and you're in the clear, right? Actually, there is a whole lot more to using and getting the most out your credit cards. It doesn't take much at all to find yourself in hot water with a credit card, and the higher the balance, the thinner and more dangerous the ice you wind up treading. These are eight habits that savvy card holders use to continue to make those important purchases with their cards and still stay out of the red area!

(Photo: http://photos.prnewswire.com/prnh/20140302/MN74013)

Use Software

Even if you think you can easily keep up with your charges and payments in your head for your credit card, the large margin for error is still likely going to be there. Whenever you make a purchase, immediately log it in your finance software, and remember to record even the tiniest of transactions. Overlooking small expenditures is often what trips people up. Don't make that mistake!

Use Rewards

Rather than merely spending and never gaining anything back from the system, take advantage of the reward programs that many cards offer. The best programs to keep an eye out for are ones that offer cash back incentives. These types of programs offer a small percentage of cash back on purchases made in specific stores. You can even save this money to make future payments on the same card!

Don't Use Your Cards for Emergencies

Whenever an emergency springs up seemingly out of nowhere, your first reaction is likely to "put it on the card." While this puts a band-aid on the situation at the time, it will only wind up being a financial nightmare down the line once it's time to literally pay the price. Therefore, it's always a good idea to have an emergency fund set aside for disasters so that you don't have to put them on credit.

Communicate

Communicating about credit is especially important for individuals that share accounts, such as spouses. If you happen to use the credit card for lunch expense, be sure to either show the log to your spouse or directly let them know so that they are on the same page. Miscommunication can and often does lead to major and unnecessary kinks and late payments.

Logically Think About Your Purchases

Simply enough, if you know you won't be able to afford the purchase when the credit card bill comes, or even if you have doubts, it's probably a good idea to just move on. Only swipe and make purchases for things that you know for a fact that you will be able to pay off down the line. Get out of the habit of living in the moment and start thinking about the "laters" and "what ifs." 

Make Frequent, Prompt Payments 

Many people think of their credit card owings as a lump sum that must be paid in full by the end of the month before they are in the clear for more spending. However, savvy card holders look at their balances as works in progress; balances that can be etched away at over time. If you have extra money lying around, go ahead and pay off whatever you can on your balance so that you aren't scrambling at the end of the month.

Condense Your Cards to a Minimal Amount

The more cards you have in your wallet, the more likely you're going to wind up in a financial mess; that's a fact. Keeping more cards comes with more micro-management, and this is where many people goof up and can't keep up with all of the bills and transaction histories. As a rule of thumb, keep one credit card for primary use and another for a backup and should, in theory, only be used in dire situations.

Don't Pay Attention to Your Limit

Lastly, don't look at your credit cart limit as a goal that must me accomplished. If your credit limit tops out at $20,000, this is not a personal challenge that you should take on to use it all up. Only spend what you can afford. Leave the rest of your credit allowance for dire emergencies.

About CreditHelpCards.com

Credit Help Cards is the leading credit card finance provider in USA fully dedicated to help its customers acquire a credit card regardless of credit history. They design and develop customized no credit credit cards, bad credit credit cards, and good credit credit cards. Voted the best for "Quality Customer Service; Best National Credit Cards Service" by thousands of people, their finance experts focus in providing its customers information and various tools available for different credit card offers, help them to choose the best that fits their goals and needs.

Media Contact: David Anderson, CreditHelpCards.com, 3159082274, [email protected]

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE CreditHelpCards.com

More Stories By PR Newswire

Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Latest Stories
SYS-CON Events announced today that N3N will exhibit at SYS-CON's @ThingsExpo, which will take place on Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. N3N’s solutions increase the effectiveness of operations and control centers, increase the value of IoT investments, and facilitate real-time operational decision making. N3N enables operations teams with a four dimensional digital “big board” that consolidates real-time live video feeds alongside IoT sensor data a...
Today most companies are adopting or evaluating container technology - Docker in particular - to speed up application deployment, drive down cost, ease management and make application delivery more flexible overall. As with most new architectures, this dream takes significant work to become a reality. Even when you do get your application componentized enough and packaged properly, there are still challenges for DevOps teams to making the shift to continuous delivery and achieving that reducti...
Mobile device usage has increased exponentially during the past several years, as consumers rely on handhelds for everything from news and weather to banking and purchases. What can we expect in the next few years? The way in which we interact with our devices will fundamentally change, as businesses leverage Artificial Intelligence. We already see this taking shape as businesses leverage AI for cost savings and customer responsiveness. This trend will continue, as AI is used for more sophistica...
Many companies start their journey to the cloud in the DevOps environment, where software engineers want self-service access to the custom tools and frameworks they need. Machine learning technology can help IT departments keep up with these demands. In his session at 21st Cloud Expo, Ajay Gulati, Co-Founder, CTO and Board Member at ZeroStack, will discuss the use of machine learning for automating provisioning of DevOps resources, taking the burden off IT teams.
SYS-CON Events announced today that Cedexis will exhibit at SYS-CON's 21st International Cloud Expo®, which will take place on Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. Cedexis is the leader in data-driven enterprise global traffic management. Whether optimizing traffic through datacenters, clouds, CDNs, or any combination, Cedexis solutions drive quality and cost-effectiveness.
SYS-CON Events announced today that Enroute Lab will exhibit at the Japan External Trade Organization (JETRO) Pavilion at SYS-CON's 21st International Cloud Expo®, which will take place on Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. Enroute Lab is an industrial design, research and development company of unmanned robotic vehicle system. For more information, please visit http://elab.co.jp/.
SYS-CON Events announced today that Mobile Create USA will exhibit at the Japan External Trade Organization (JETRO) Pavilion at SYS-CON's 21st International Cloud Expo®, which will take place on Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. Mobile Create USA Inc. is an MVNO-based business model that uses portable communication devices and cellular-based infrastructure in the development, sales, operation and mobile communications systems incorporating GPS capabi...
SYS-CON Events announced today that Suzuki Inc. will exhibit at the Japan External Trade Organization (JETRO) Pavilion at SYS-CON's 21st International Cloud Expo®, which will take place on Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. Suzuki Inc. is a semiconductor-related business, including sales of consuming parts, parts repair, and maintenance for semiconductor manufacturing machines, etc. It is also a health care business providing experimental research for...
IBM helps FinTechs and financial services companies build and monetize cognitive-enabled financial services apps quickly and at scale. Hosted on IBM Bluemix, IBM’s platform builds in customer insights, regulatory compliance analytics and security to help reduce development time and testing. In his session at 21st Cloud Expo, Lennart Frantzell, a Developer Advocate with IBM, will discuss how these tools simplify the time-consuming tasks of selection, mapping and data integration, allowing devel...
Cloud-based disaster recovery is critical to any production environment and is a high priority for many enterprise organizations today. Nearly 40% of organizations have had to execute their BCDR plan due to a service disruption in the past two years. Zerto on IBM Cloud offer VMware and Microsoft customers simple, automated recovery of on-premise VMware and Microsoft workloads to IBM Cloud data centers.
Why Federal cloud? What is in Federal Clouds and integrations? This session will identify the process and the FedRAMP initiative. But is it sufficient? What is the remedy for keeping abreast of cutting-edge technology? In his session at 21st Cloud Expo, Rasananda Behera will examine the proposed solutions: Private or public or hybrid cloud Responsible governing bodies How can we accomplish?
Real IoT production deployments running at scale are collecting sensor data from hundreds / thousands / millions of devices. The goal is to take business-critical actions on the real-time data and find insights from stored datasets. In his session at @ThingsExpo, John Walicki, Watson IoT Developer Advocate at IBM Cloud, will provide a fast-paced developer journey that follows the IoT sensor data from generation, to edge gateway, to edge analytics, to encryption, to the IBM Bluemix cloud, to Wa...
SYS-CON Events announced today that Massive Networks, that helps your business operate seamlessly with fast, reliable, and secure internet and network solutions, has been named "Exhibitor" of SYS-CON's 21st International Cloud Expo ®, which will take place on Oct 31 - Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. As a premier telecommunications provider, Massive Networks is headquartered out of Louisville, Colorado. With years of experience under their belt, their team of...
With the rise of DevOps, containers are at the brink of becoming a pervasive technology in Enterprise IT to accelerate application delivery for the business. When it comes to adopting containers in the enterprise, security is the highest adoption barrier. Is your organization ready to address the security risks with containers for your DevOps environment? In his session at @DevOpsSummit at 21st Cloud Expo, Chris Van Tuin, Chief Technologist, NA West at Red Hat, will discuss: The top security r...
SYS-CON Events announced today that Nihon Micron will exhibit at the Japan External Trade Organization (JETRO) Pavilion at SYS-CON's 21st International Cloud Expo®, which will take place on Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. Nihon Micron Co., Ltd. strives for technological innovation to establish high-density, high-precision processing technology for providing printed circuit board and metal mount RFID tags used for communication devices. For more inf...