|By Business Wire||
|March 6, 2014 10:00 AM EST||
LexisNexis® Risk Solutions today announced the availability of LexisNexis® Attract℠ for Telematics, a suite of predictive models for auto insurers. Attract for Telematics is the first and only solution commercially available to U.S. insurers that can score an individual’s driving behavior across multiple vehicles, vehicle usage patterns across multiple drivers and can return those results on an individual driver, vehicle or household level.
“By separating out the different risk components of the driver and the vehicle, we get a deeper level of understanding on true driving behavior that a vehicle-based score alone cannot provide,” said Ash Hassib, Senior Vice President and General Manager, Auto Insurance, LexisNexis. “Using Attract for Telematics gives insurers both greater insight and more flexibility to incorporate telematics data into their products.”
Insurers may choose to leverage the driver or vehicle score, or combined versions of the scores. Attract for Telematics is part of an end-to-end telematics solution from LexisNexis that includes: telematics data collection, processing, scoring, and storage; a white-label mobile application (app) for smartphones; a white-label consumer-facing dashboard; and customer support. The solution leverages existing data interfaces between LexisNexis and nearly all U.S. insurers, drastically reducing implementation time and effort.
“Many insurers are drawn to the value proposition of usage-based insurance — underwriting the safest, low-mileage, defensive drivers and getting lots of driver behavioral data in exchange,” wrote Ellen Carney, principal analyst, in a Forrester report. “Smartphone apps — and even the vehicles themselves — will capture new kinds of driver, auto, and even roadway intelligence to create new proprietary risk-reward algorithms that fundamentally create a personalized car policy.”1
About LexisNexis Risk Solutions
LexisNexis Risk Solutions (www.lexisnexis.com/risk) is a leader in providing essential information that helps customers across all industries and government assess, predict and manage risk. Combining cutting-edge technology, unique data and advanced analytics, LexisNexis Risk Solutions provides products and services that address evolving client needs in the risk sector while upholding the highest standards of security and privacy. LexisNexis Risk Solutions is part of Reed Elsevier, a world leading provider of professional information solutions.
Our insurance solutions assist insurers with automating and improving the performance of critical workflow processes to reduce expenses, improve service and position customers for growth.
1 The Future Of Insurance Is Mobile, Forrester Research, Inc., September 28, 2012
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