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Emerging Opportunities in France's Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape

LONDON, March 10, 2014 /PRNewswire/ -- Reportbuyer.com just published a new market research report:

Emerging Opportunities in France's Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape

Synopsis

The report provides market analysis, information and insights into France's cards and payments industry, including:
- Current and forecast values for each category of France's cards and payments industry including debit cards, credit cards, prepaid cards and charge cards
- Comprehensive analysis of the industry's market attractiveness and future growth areas
- Analysis of various market drivers and regulations governing France's cards and payments industry
- Detailed analysis of the marketing strategies adopted for selling various categories of cards such as debit, credit, prepaid and charge cards used by various bankers and other institutions in the market
- Comprehensive analysis of consumer attitudes and their buying preferences for cards
- Competitive landscape of France's cards and payments industry

Summary

France has the fifth-largest economy in the world by nominal figures and is the ninth largest by purchase power parity. It also has the second-largest economy in Europe by nominal figures. With at least 75 million foreign tourists per year, France is also the most visited country and maintains the third-largest income in the world from tourism. The cards industry as a whole grew marginally at a CAGR of 0.06% during the review period, primarily driven by the prepaid and debit card categories. The slow growth in the cards industry was mainly due to global economic crises as well as the Eurozone debt crises that impacted the growth of major industries across Europe. During the review period, prepaid cards occupied the largest share in the overall cards and payments industry and recorded a CAGR of 23.43%. Debit cards grew at a CAGR of 0.47% in the same period. The overall card industry is expected to grow at a CAGR of 1.72% over the forecast period, driven primarily by the prepaid cards category, which is expected to grow at a CAGR of 12.67%. The credit cards category is also expected to grow, with a CAGR of 1.16% during the forecast period, while debit cards are expected to exhibit positive growth at a CAGR of 0.92%. The charge cards segment is expected to grow at a CAGR of 0.75% over the forecast period.

Scope

- This report provides a comprehensive analysis of France's cards and payments industry
- It provides current values for France's cards and payments industry for 2012 and forecast figures for 2017
- It details the different macroeconomic, infrastructural, consumer and business drivers affecting France's cards and payments industry
- It outlines the current regulatory framework in the industry
- It details the marketing strategies used by various bankers and other institutions
- It profiles the major banks in France's cards and payments industry

Reasons To Buy

- Make strategic business decisions using historic and forecast market data related to France's cards and payments industry and each market within it
- Understand the key market trends and growth opportunities within France's cards and payments industry
- Assess the competitive dynamics in France's cards and payments industry
- Gain insights into the marketing strategies used for selling various categories of cards in France
- Gain insights into key regulations governing France's cards and payments industry

Key Highlights
- The cards industry as a whole grew marginally at a CAGR of 0.06% during the review period, primarily driven by the prepaid and debit card categories.
- During the review period, prepaid cards occupied the largest share in the overall cards and payments industry and recorded a CAGR of 23.43%. Debit cards grew at a CAGR of 0.47% in the same period.
- The credit cards category is also expected to grow, with a CAGR of 1.16% during the forecast period, while debit cards are expected to exhibit positive growth at a CAGR of 0.92%, followed by charge cards, which are expected to grow at a CAGR of 0.75% over the forecast period.
- As banking customers become more sophisticated, banks need to differentiate their product offerings meaning that card customization will gain more attention. Other services include internet banking or serving niche segments such as students or high-end, affluent customers.
- The growing market for online trade in France is one of the primary factors responsible for the expansion of the country's cards and payments industry. E-commerce sales during the review period increased from EUR20 billion in 2008 to EUR45.2 billion in 2012.

1 Executive Summary
2 Industry Attractiveness and Future Prospects for Cards and Payments Industry
3 Analysis of Country Cards and Payments Market Drivers
3.1 Infrastructure Drivers
3.1.1 Contactless and NFC technology as payment terminals
3.1.2 Wide acceptance of digital wallets and card payments
3.1.3 Increasing acceptance of EMV cards
3.1.4 Growing number of ATMs
3.1.5 Growing number of POSs
3.2 Business Drivers
3.2.1 E-commerce dynamics
3.2.2 M-commerce dynamics
3.2.3 Outbound tourism dynamics
3.3 Economic Fundamentals
3.3.1 GDP growth
3.3.2 Unemployment rate
3.3.3 Inflation rate
3.4 Consumer Drivers
3.4.1 Consumer confidence indicator
3.4.2 Annual disposable income
3.4.3 Urban vs. rural populations
3.5 Card Fraud Statistics
3.6 Regulatory Framework
3.6.1 SEPA cards framework
3.6.2 Protection of cardholders in the event of unauthorized payments
3.6.3 Anti-money laundering
4 Emerging Consumer Attitudes and Trends
4.1 Market Segmentation and Targeting
4.1.1 Retail Segment
4.1.2 Corporate Segment
4.2 Consumer preference
4.2.1 Price
4.2.2 Services
4.2.3 Convenience
4.3 Online Buying Behavior
4.4 Preferred Payment Methods
5 Competitive Landscape and Industry Dynamics
5.1 Market Share Analysis by Payment Channels
5.1.1 Credit transfers
5.1.2 Direct debit
5.1.3 Card payments
5.1.4 Check payments
5.2 Debit Cards
5.2.1 By bank
5.2.2 By scheme
5.3 Credit Cards
5.3.1 By bank
5.3.2 By scheme
5.4 Charge Cards
6 Strategies Adopted by Key Operators
6.1 Market Entry Strategies
6.2 Marketing and Product Strategies
6.2.1 Marketing strategies for debit cards
6.2.2 Marketing strategies for credit cards
6.2.3 Marketing strategies for prepaid cards
6.2.4 Marketing strategies for charge cards
6.3 Pricing Strategies
7 Market Size and Growth Potential of the Payment Card Industry
7.1 Market Share Analysis by Type of Card
7.2 Total Market Size and Forecast of the Card Industry
7.2.1 Analysis by number of cards
7.2.2 Analysis by transaction value
7.2.3 Analysis by transaction volume
7.3 Debit Cards Category Size and Forecast
7.3.1 Analysis by number of cards
7.3.2 Analysis by transaction value
7.3.3 Analysis by transaction volume
7.3.4 Other key performance indicators
7.4 Prepaid Cards Category Size and Forecast
7.4.1 Analysis by number of cards
7.4.2 Analysis by segments – open- and closed-loop cards
7.4.3 Analysis by transaction value
7.5 Charge Card Category Size and Forecast
7.5.1 Analysis by number of cards
7.5.2 Analysis by transaction value
7.5.3 Analysis by transaction volume
7.5.4 Frequency of use
7.6 Credit Cards Category Size and Forecast
7.6.1 Analysis by number of cards
7.6.2 Analysis by transaction value
7.6.3 Analysis by transaction volume
7.6.4 Other key performance indicators
8 Company Profiles, Product and Marketing Strategies
8.1 BNP Paribas
8.1.1 Strategies
8.1.2 Credit cards offered
8.1.3 Debit cards offered with features
8.2 Crédit Agricole
8.2.1 Strategies
8.2.2 Credit cards offered with features
8.2.3 Debit cards offered with features
8.2.4 Charge cards offered with features
8.3 Société Générale
8.3.1 Strategies
8.3.2 Credit cards offered with features
8.3.3 Debit cards offered with features
9 Appendix
9.1 Methodology
9.2 Definitions
9.3 Contact Us
9.4 About Timetric
9.4.1 Our approach
9.5 Services
9.6 Disclaimer

List of Tables

Table 1: French Payment Channels (EUR Million), 2008-2012
Table 2: French Cards Industry by Type of Card (Thousands), 2008–2017
Table 3: French Cards Industry Size by Volume (Thousands), 2008–2017
Table 4: French Cards Industry Size by Transaction Value (EUR Million), 2008–2017
Table 5: French Cards Industry Size by Transaction Value (US$ Million), 2008–2017
Table 6: French Cards Industry Size by Transaction Volume (Million), 2008–2017
Table 7: French Debit Card Category Size (Thousands), 2008–2017
Table 8: French Debit Card Category Size (EUR Million), 2008–2017
Table 9: French Debit Card Category Size (US$ Million), 2008–2017
Table 10: French Debit Card Category Size by Transaction Volume (Million), 2008–2017
Table 11: French Debit Card Category Size by Frequency of Use (Transactions/Card/Year), 2008–2017
Table 12: French Prepaid Card Category Size (Thousands), 2008–2017
Table 13: French Open-Loop Prepaid Cards Segment Size (Thousands), 2008–2017
Table 14: French Closed-Loop Prepaid Cards Segment Size (Thousands), 2008–2017
Table 15: French Prepaid Cards Category Size (EUR Million), 2008–2017
Table 16: French Prepaid Cards Category Size (US$ Million), 2008–2017
Table 17: French Charge Card Category Size (Thousands), 2008–2017
Table 18: French Charge Card Category Size (EUR Million), 2008–2017
Table 19: French Charge Card Category Size (US$ Million), 2008–2017
Table 20: French Charge Card Category Size by Transaction Volume (Million), 2008–2017
Table 21: French Charge Card Category Size by Frequency of Use (Transactions/Card/Year),
Table 22: French Credit Card Category Size by Volume (Thousands), 2008–2017
Table 23: French Credit Card Category Size by Transaction Value (EUR Million), 2008–2017
Table 24: French Credit Card Category Size by Transaction Value (US$ Million), 2008–2017
Table 25: French Credit Card Category Size by Transaction Volume (Million), 2008–2017
Table 26: French Credit Card Category Size by Frequency of Use, 2008–2017
Table 27: French Credit Card Category Size by Average Transaction Value (EUR), 2008–2017
Table 28: French Credit Card Category Size by Average Transaction Value (US$), 2008–2017
Table 29: Cards and Payments Key Definitions

List of Figures

Figure 1: Current and Future Prospects of Various Cards in France
Figure 2: Growth Potential of the France Cards and Payments Industry by Area of Use
Figure 3: French Cards and Payments Market Drivers
Figure 4: Presence of the Moneo E-wallet at various Universities in France, 2012
Figure 5: Deployment of EMV Cards in Europe, March 2012
Figure 6: Number of ATMs in France (Thousands), 2008–2017
Figure 7: Number of POSs in France (Thousands), 2008–2017
Figure 8: E-Commerce Sales in France (EUR Billion), 2008–2012
Figure 9: Top Five E-Commerce sites by Unique Visitors per Month, 2012
Figure 10: M-Commerce Sales from Smartphones and Tablets in France, (EUR Billion) 2010–2017
Figure 11: Sales Statistics by Product Through Smartphones and Tablets in France (%), 2012
Figure 12: Expenditure on Outbound Travel in France (EUR Billion), 2008–2012
Figure 13: GDP Growth Rate (%), 2008–2012
Figure 14: Total Unemployment Rate (%), 2008–2017
Figure 15: French Inflation (Annual Change of CPI %), 2008–2017
Figure 16: French Consumer Confidence Indicator, 2011–2012
Figure 17: Annual Disposable Income (EUR Billion), 2008–2017
Figure 18: French Urban and Rural Populations (Million), 2008–2012
Figure 19: French Card Fraud Statistics (EUR Million), 2008–2012
Figure 20: French Cards and Payments Industry Segmentation by Card Type
Figure 21: Comparison of the Young Population and Other Ages (%), 2012
Figure 22: Debit Cards Offered for Students in France
Figure 23: French High Net Worth Individuals, 2008–2012
Figure 24: Cards for Premium Customers in France
Figure 25: Cards Supporting Charitable Activities in France
Figure 26: Outbound Expenditure on Travel and Tourism in France (EUR Billion), 2008–2012
Figure 27: Cards Offered to France's Outbound Business Tourists
Figure 28: Corporate Cards Offered in France
Figure 29: Consumer Preferences on Various Types of Cards
Figure 30: Top Five Online Travel Websites by Unique Visitors per Month (Million), Q2 2012
Figure 31: Share of Different Online Payment Options in France (%), 2010
Figure 32: Share of Different Payment Channels in France (%), 2012
Figure 33: French Credit Transfers (EUR Million), 2008–2012
Figure 34: French Direct Debit (EUR Million), 2008–2012
Figure 35: French Cards Payments (EUR Million), 2008–2012
Figure 36: French Check Payments (EUR Million), 2008–2012
Figure 37: French Debit Cards by Issuing Banks (%), 2011
Figure 38: French Debit Card Market Share by Scheme (%), 2011
Figure 39: French Credit Card Market Share by Bank (%), 2011
Figure 40: French Credit Card Market Shares by Scheme (%), 2011
Figure 41: French Charge Card Market Shares by Scheme (%), 2011
Figure 42: Market Entry Strategies of Foreign Banks in France, 2012
Figure 43: France Marketing Strategies Based on Card Type
Figure 45: Credit Card Pricing Strategies of Various Service Providers
Figure 46: Debit Card Pricing Strategies of Various Service Providers
Figure 47: Prepaid Card Pricing Strategies of Various Service Providers
Figure 48: French Cards Industry by Type of Card (%), 2008–2017
Figure 49: French Cards Industry Size by Volume (Thousands), 2008–2017
Figure 50: French Cards Industry Size by Transaction Value (EUR Million), 2008–2017
Figure 51: French Cards Industry Size by Transaction Volume (Million), 2008–2017
Figure 52: French Debit Card Category Size (Thousands), 2008–2017
Figure 53: French Debit Card Category Size (EUR Million), 2008–2017
Figure 54: French Debit Card Category Size by Transaction Volume (Million), 2008–2017
Figure 55: French Debit Card Category Size by Frequency of Use (Transactions/Card/Year), 2008–2017
Figure 56: Debit Card Use at ATMs and POS Terminals (Million), 2008–2017
Figure 57: French Prepaid Card Category Size (Thousands), 2008–2017
Figure 58: French Open-Loop Prepaid Cards Segment Size (Thousands), 2008–2017
Figure 59: French Closed-Loop Prepaid Cards Segment Size (Thousands), 2008–2017
Figure 60: French Prepaid Cards Category Size (EUR Million), 2008–2017
Figure 61: French Charge Card Category Size (Thousands), 2008–2017
Figure 62: French Charge Card Category Size (EUR Million), 2008–2017
Figure 63: French Charge Card Category Size by Transaction Volume (Million), 2008–2017
Figure 64: French Charge Card Category Size by Frequency of Use (Transactions/Card/Year),
Figure 65: French Credit Card Category Size by Volume (Thousands), 2008–2017
Figure 66: French Credit Card Category Size by Transaction Value (EUR Million), 2008–2017
Figure 67: French Credit Card Category Size by Transaction Volume (Million), 2008–2017
Figure 68: French Credit Card Category Size by Frequency of Use, 2008–2017
Figure 69: French Credit Card Category Size by Average Transaction Value (EUR), 2008–2017
Figure 70: BNP Paribas – Market Segmentation of Cards Offered
Figure 71: Crédit Agricole – Market Segmentation of Cards Offered
Figure 72: Société Générale Bank Market Segmentation of Cards Offered

Read the full report:
Emerging Opportunities in France's Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape
http://www.reportbuyer.com/banking_finance/debit_credit_cards/emerging_opportunities_frances_cards_payments_industry_market_size_trends_drivers_strategies_products_competitive_landscape.html#utm_source=prnewswire&utm_medium=pr&utm_campaign=Credit_Card

For more information:
Sarah Smith
Research Advisor at Reportbuyer.com
Email: [email protected]  
Tel: +44 208 816 85 48
Website: www.reportbuyer.com

SOURCE ReportBuyer

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