|By PR Newswire||
|March 12, 2014 03:05 PM EDT||
NEW YORK, March 12, 2014 /PRNewswire-USNewswire/ -- Damage to insured properties caused by the explosion in East Harlem, New York, earlier today are likely to be covered by standard property insurance policies, according to the Insurance Information Institute (I.I.I.).
Standard property insurance policies purchased by building owners, businesses and renters typically cover damage due to explosion, fire, smoke and building collapse. Coverage could include damage to the buildings themselves, damage to the inventory of any businesses in the buildings, and to the personal possessions of renters as well as the cost of additional living expenses for those who are unable to live in their apartments due to the destruction. In addition, in some circumstances business interruption/income coverage may apply.
Cars damaged by the explosion may be covered under the optional comprehension portion of an auto insurance policy.
To arrange a media interview on the topic, please call the I.I.I. press office at 212-346-5500.
The I.I.I.'s free mobile apps can help you create a disaster plan, learn about selecting the right insurance for your needs and budget, and create and maintain a home inventory. Learn more about our suite of apps here.
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.
Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org
New York Press Office: (212) 346-5500; [email protected]
SOURCE Insurance Information Institute
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