Welcome!

News Feed Item

New Strong Authentication Specifications Dedicated to Payment and Access to Services, across All Channels, Released by Natural Security Alliance

The Natural Security Alliance has released the newest specifications for its world first strong authentication standard.

The standard defines a strong authentication method, for payment and access to services, across all channels (e.g. home, store, branch), without compromising security or privacy. This authentication method combines local biometric verification, a personal device and wireless technology, and can be implemented into various form factors, including a smartcard, micro-SD Card, mobile phone, secure element and token.

The latest specifications are the result of a working group of key retailers, banks, vendors and payment specialists involved in Natural Security Alliance since 2008 and represent 180 man-years of development.

The newly released core specifications define the architecture and the different components required to enable a transaction based on a wireless acceptance device (WAD) used by an acceptance user (e.g. a retailer) and a wireless personal device (WPD) used by an individual user.

Previous specifications have been successfully tested in a 6-month consumer pilot carried out in France, which gave more than 900 customers the opportunity to test the first implementation of the Natural Security standard for proximity payments. The trial clearly showed that the public both accepted and adopted this biometric authentication method for proximity payments – with 94% of participants saying they were ready to use this means of payment for all purchases in superstores and smaller shops.

This standard is based on a unique combination of wireless technology, local biometric verification and personal device:

  • a personal device stores applications and data used to authenticate the user, resolving problems related to privacy and avoiding the use of biometric databases. The standard can be implemented into various form factors, including smartcard, micro-SD Card, Mobile Phone Secure Element and token.
  • wireless communication technology (current IEEE 802.15.4 and Bluetooth Low Energy planned) spares users the need to physically handle this device.
  • biometrics replaces or complements PINs so a transaction can only take place when both the user and the device are present.

This standard defines the architecture and the different components required to enable a transaction based on a wireless acceptance device (WAD) used by an acceptance user (e.g. a merchant) and a wireless personal device (WPD) used by an individual user. The Natural Security standard defines the following core specifications:

  • The Natural Security General Description [CORE1 / V 2.3] provides an introduction and a general overview of the Natural Security technology. It also describes services that can be provided by the Natural Security technology.
  • The Wireless Personal Device (WPD) [CORE2 / V 2.4] specification describes the device used by the Individual User (e.g. a customer) to execute a WPD session. This document also describes the Personal Access Provider architecture, which is the Natural Security core application residing in any WPD.
  • The Wireless Acceptance Device (WAD) [CORE3/ V 2.4] specification describes the device used by the Acceptance User (e.g. a merchant) to execute a WPD session. This document also describes the transaction flow of a WPD session.
  • The Wireless Personal Area Network (WPAN) [CORE4/ V 3.02] specification describes a mid-range wireless communication protocol used to connect the WPD with the WAD. This protocol based on WPAN is defined by Natural Security.
  • The Wireless Biometric Intelligent Reader (WBIR) Protocol [CORE5 / v2-43] specification provides the functional description of a device integrating the main Natural Security components, thus simplifying the integration of the Natural Security solution in existing systems. This document also describes the protocol messages to be used by a “Controlling-Device”, such as a POS or a PC, to control a WBIR.

About Natural Security Alliance

The Natural Security Alliance is a global community of preeminent companies dedicated to accelerating the adoption and ongoing development of Natural Security Technology based solutions. The Natural Security Alliance is comprised of some of the most influential companies in world from the retail, banking, payment provider, and IT Communities. All Alliance members share a strategic commitment to delivering mission-critical authentication and payment solutions based on secure element, wireless and biometric technology. Visit www.naturalsecurityalliance.org for more information.

More Stories By Business Wire

Copyright © 2009 Business Wire. All rights reserved. Republication or redistribution of Business Wire content is expressly prohibited without the prior written consent of Business Wire. Business Wire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Latest Stories
The 19th International Cloud Expo has announced that its Call for Papers is open. Cloud Expo, to be held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, brings together Cloud Computing, Big Data, Internet of Things, DevOps, Digital Transformation, Microservices and WebRTC to one location. With cloud computing driving a higher percentage of enterprise IT budgets every year, it becomes increasingly important to plant your flag in this fast-expanding business opportuni...
19th Cloud Expo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, will feature technical sessions from a rock star conference faculty and the leading industry players in the world. Cloud computing is now being embraced by a majority of enterprises of all sizes. Yesterday's debate about public vs. private has transformed into the reality of hybrid cloud: a recent survey shows that 74% of enterprises have a hybrid cloud strategy. Meanwhile, 94% of enterpri...
Kubernetes, Docker and containers are changing the world, and how companies are deploying their software and running their infrastructure. With the shift in how applications are built and deployed, new challenges must be solved. In his session at @DevOpsSummit at19th Cloud Expo, Sebastian Scheele, co-founder of Loodse, will discuss the implications of containerized applications/infrastructures and their impact on the enterprise. In a real world example based on Kubernetes, he will show how to ...
Personalization has long been the holy grail of marketing. Simply stated, communicate the most relevant offer to the right person and you will increase sales. To achieve this, you must understand the individual. Consequently, digital marketers developed many ways to gather and leverage customer information to deliver targeted experiences. In his session at @ThingsExpo, Lou Casal, Founder and Principal Consultant at Practicala, discussed how the Internet of Things (IoT) has accelerated our abil...
With so much going on in this space you could be forgiven for thinking you were always working with yesterday’s technologies. So much change, so quickly. What do you do if you have to build a solution from the ground up that is expected to live in the field for at least 5-10 years? This is the challenge we faced when we looked to refresh our existing 10-year-old custom hardware stack to measure the fullness of trash cans and compactors.
Extreme Computing is the ability to leverage highly performant infrastructure and software to accelerate Big Data, machine learning, HPC, and Enterprise applications. High IOPS Storage, low-latency networks, in-memory databases, GPUs and other parallel accelerators are being used to achieve faster results and help businesses make better decisions. In his session at 18th Cloud Expo, Michael O'Neill, Strategic Business Development at NVIDIA, focused on some of the unique ways extreme computing is...
The emerging Internet of Everything creates tremendous new opportunities for customer engagement and business model innovation. However, enterprises must overcome a number of critical challenges to bring these new solutions to market. In his session at @ThingsExpo, Michael Martin, CTO/CIO at nfrastructure, outlined these key challenges and recommended approaches for overcoming them to achieve speed and agility in the design, development and implementation of Internet of Everything solutions wi...
DevOps at Cloud Expo, taking place Nov 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 19th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The widespread success of cloud computing is driving the DevOps revolution in enterprise IT. Now as never before, development teams must communicate and collaborate in a dynamic, 24/7/365 environment. There is no time to wait for long dev...
Cloud computing is being adopted in one form or another by 94% of enterprises today. Tens of billions of new devices are being connected to The Internet of Things. And Big Data is driving this bus. An exponential increase is expected in the amount of information being processed, managed, analyzed, and acted upon by enterprise IT. This amazing is not part of some distant future - it is happening today. One report shows a 650% increase in enterprise data by 2020. Other estimates are even higher....
I wanted to gather all of my Internet of Things (IOT) blogs into a single blog (that I could later use with my University of San Francisco (USF) Big Data “MBA” course). However as I started to pull these blogs together, I realized that my IOT discussion lacked a vision; it lacked an end point towards which an organization could drive their IOT envisioning, proof of value, app dev, data engineering and data science efforts. And I think that the IOT end point is really quite simple…
Aspose.Total for .NET is the most complete package of all file format APIs for .NET as offered by Aspose. It empowers developers to create, edit, render, print and convert between a wide range of popular document formats within any .NET, C#, ASP.NET and VB.NET applications. Aspose compiles all .NET APIs on a daily basis to ensure that it contains the most up to date versions of each of Aspose .NET APIs. If a new .NET API or a new version of existing APIs is released during the subscription peri...
Today we can collect lots and lots of performance data. We build beautiful dashboards and even have fancy query languages to access and transform the data. Still performance data is a secret language only a couple of people understand. The more business becomes digital the more stakeholders are interested in this data including how it relates to business. Some of these people have never used a monitoring tool before. They have a question on their mind like “How is my application doing” but no id...
Identity is in everything and customers are looking to their providers to ensure the security of their identities, transactions and data. With the increased reliance on cloud-based services, service providers must build security and trust into their offerings, adding value to customers and improving the user experience. Making identity, security and privacy easy for customers provides a unique advantage over the competition.
Qosmos has announced new milestones in the detection of encrypted traffic and in protocol signature coverage. Qosmos latest software can accurately classify traffic encrypted with SSL/TLS (e.g., Google, Facebook, WhatsApp), P2P traffic (e.g., BitTorrent, MuTorrent, Vuze), and Skype, while preserving the privacy of communication content. These new classification techniques mean that traffic optimization, policy enforcement, and user experience are largely unaffected by encryption. In respect wit...
Using new techniques of information modeling, indexing, and processing, new cloud-based systems can support cloud-based workloads previously not possible for high-throughput insurance, banking, and case-based applications. In his session at 18th Cloud Expo, John Newton, CTO, Founder and Chairman of Alfresco, described how to scale cloud-based content management repositories to store, manage, and retrieve billions of documents and related information with fast and linear scalability. He addres...