|By Marketwired .||
|April 14, 2014 05:05 AM EDT||
PLANTATION, FL -- (Marketwired) -- 04/14/14 -- CancerInsurance.com, an independent source and web-based marketplace for the leading lump-sum at diagnosis cancer insurance and critical illness insurance policies, announced today the introduction of its Broker Support Program to provide health insurance brokers with complementary services and technology to market and sell supplemental policies online.
The CancerInsurance.com Broker Support Program provides brokers with a custom-branded, mobile-friendly website, making it easy for health insurance brokers to help individuals and groups search by ZIP code for supplemental lump-sum cancer and critical illness insurance quotes, compare options and apply instantly through an e-application with a digital signature form.
Quotes and e-applications can also be saved online for customers to revisit their potential lump-sum, cash payment policies offered by the nation's top-rated carriers. Commission checks for licensed insurance agents are sent directly from the carriers, including Guarantee Trust Life, Medico, United American and more.
"We have been selling supplemental lump-sum insurance policies through our unique online platform for more than three years," says Cary Rentner, President of CancerInsurance.com. "Our lump-sum cancer and critical illness insurance policies differ from most by delivering a single payment directly to the insured upon diagnosis."
Cancer insurance and critical illness policies through CancerInsurance.com deliver a lump-sum cash payment upon first diagnosis for a covered medical condition. Benefit amounts of up to $100,000 can be used how a policyholder chooses for both medical and non-medical bills.
"The insured can spend the money how they choose, with no stipulations," says Rentner. "Other supplemental policies come with restrictions (such as access to outpatient and alternative treatments, and exclusions on medications) and cannot be used to financially support a patient and their family to pay for the non-medical costs associated with cancer care, like lost wages from missing work or travel to treatments in another state."
CancerInsurance.com's Broker Support Program also features a complementary Producer Office CRM tool, accessible 24/7 across online devices, to manage a health insurance broker's tailor-branded website while working through a customized dashboard that includes:
- Real-time client and lead tracking.
- Ability to search and compare policies offered nationwide.
- Lead nurturing tools for follow-up communications.
- Reports on policy purchases and commissions earned.
"Four out of 10 of our customers are going directly to CancerInsurance.com, shopping and purchasing on their own through our e-application with digital signature form, and the balance are guided through the application process over the phone," says Rentner. "From an ROI perspective, we are almost getting a two-for-one, in terms of commissions-per-touched-sale. Our process dramatically reduces the time and cost associated with meetings while significantly expanding a health insurance agent's geographic footprint."
Cancer insurance and critical illness policies are designed to complement traditional health insurance coverage offered by employers, as well as those purchased through the Affordable Care Act's (ACA) Marketplace.
While the ACA was designed to improve access to coverage, preventive screenings and financial subsidies, gaps still exist in most health insurance policies. The gaps can leave people vulnerable to severe medical debt and bankruptcy without access to affordable care and future financial protection.
"Our program gives brokers the free tools and technology to market and sell supplemental policy solutions," says David Goodman, CEO of CancerInsurance.com. "These lump-sum cancer and critical illness plans allow brokers to help their customers fill coverage gaps, and could potentially help them sustain a major medical condition without exhausting their life savings or going bankrupt."
At some point during their lifetime, the American Cancer Society estimates that 1 in 2 men and 1 in 3 women will be diagnosed with cancer. In addition, the American Heart Association estimates that more than 700,000 Americans have a heart attack each year.
According to a 2012 analysis by Milliman, a global consulting and actuarial firm, the 10 most common and most expensive medical events that can occur in a person's life include the following critical conditions: cancer, stroke and heart attack.
High blood pressure, high LDL cholesterol and smoking are three critical risk factors for heart disease -- the term used to describe several heart problems related to plaque buildup in the walls of the arteries. According to a 2011 report from the Centers for Disease Control and Prevention, about half of Americans have at least one of these three critical risk factors for heart disease, which can lead to a heart attack or stroke.
"And while new prescription drugs, medical technologies and treatment innovations are helping more patients live through a cancer diagnosis or critical illness, the financial costs of non-approved treatments and prescription drugs can hinder their access to quality care, decrease their chances of survival, and be a significant financial burden on them and their families," says Goodman.
CancerInsurance.com's website and Broker Support Program is accessible 24/7 across online devices, including smartphones, tablets and desktops.
For more information about CancerInsurance.com's Broker Support Program, visit www.CancerInsurance.com/Brokers. To contact CancerInsurance.com's Broker Support Representatives directly, call 1-866-635-1752 or email [email protected].
Founded in 2009, CancerInsurance.com makes it easy for people to search by ZIP code for instant cancer insurance and critical illness insurance quotes, compare options and apply online through an e-application with a digital signature form -- no medical exam is required. CancerInsurance.com's lump-sum supplemental policies deliver up to $100,000 in living benefits upon diagnosis that can be used how a policyholder chooses while helping with out-of-pocket health costs, co-pays, alternative medicine, mortgage payments, lost wages and travel expenses.
Discussions of cloud computing have evolved in recent years from a focus on specific types of cloud, to a world of hybrid cloud, and to a world dominated by the APIs that make today's multi-cloud environments and hybrid clouds possible. In this Power Panel at 17th Cloud Expo, moderated by Conference Chair Roger Strukhoff, panelists addressed the importance of customers being able to use the specific technologies they need, through environments and ecosystems that expose their APIs to make true ...
Nov. 29, 2015 06:00 AM EST Reads: 546
Too often with compelling new technologies market participants become overly enamored with that attractiveness of the technology and neglect underlying business drivers. This tendency, what some call the “newest shiny object syndrome” is understandable given that virtually all of us are heavily engaged in technology. But it is also mistaken. Without concrete business cases driving its deployment, IoT, like many other technologies before it, will fade into obscurity.
Nov. 29, 2015 06:00 AM EST Reads: 368
Microservices are a very exciting architectural approach that many organizations are looking to as a way to accelerate innovation. Microservices promise to allow teams to move away from monolithic "ball of mud" systems, but the reality is that, in the vast majority of organizations, different projects and technologies will continue to be developed at different speeds. How to handle the dependencies between these disparate systems with different iteration cycles? Consider the "canoncial problem"...
Nov. 29, 2015 05:00 AM EST Reads: 458
The Internet of Things is clearly many things: data collection and analytics, wearables, Smart Grids and Smart Cities, the Industrial Internet, and more. Cool platforms like Arduino, Raspberry Pi, Intel's Galileo and Edison, and a diverse world of sensors are making the IoT a great toy box for developers in all these areas. In this Power Panel at @ThingsExpo, moderated by Conference Chair Roger Strukhoff, panelists discussed what things are the most important, which will have the most profound...
Nov. 29, 2015 04:30 AM EST Reads: 482
Container technology is shaping the future of DevOps and it’s also changing the way organizations think about application development. With the rise of mobile applications in the enterprise, businesses are abandoning year-long development cycles and embracing technologies that enable rapid development and continuous deployment of apps. In his session at DevOps Summit, Kurt Collins, Developer Evangelist at Built.io, examined how Docker has evolved into a highly effective tool for application del...
Nov. 29, 2015 04:00 AM EST Reads: 373
PubNub has announced the release of BLOCKS, a set of customizable microservices that give developers a simple way to add code and deploy features for realtime apps.PubNub BLOCKS executes business logic directly on the data streaming through PubNub’s network without splitting it off to an intermediary server controlled by the customer. This revolutionary approach streamlines app development, reduces endpoint-to-endpoint latency, and allows apps to better leverage the enormous scalability of PubNu...
Nov. 29, 2015 03:00 AM EST Reads: 336
Growth hacking is common for startups to make unheard-of progress in building their business. Career Hacks can help Geek Girls and those who support them (yes, that's you too, Dad!) to excel in this typically male-dominated world. Get ready to learn the facts: Is there a bias against women in the tech / developer communities? Why are women 50% of the workforce, but hold only 24% of the STEM or IT positions? Some beginnings of what to do about it! In her Day 2 Keynote at 17th Cloud Expo, San...
Nov. 29, 2015 03:00 AM EST Reads: 591
Apps and devices shouldn't stop working when there's limited or no network connectivity. Learn how to bring data stored in a cloud database to the edge of the network (and back again) whenever an Internet connection is available. In his session at 17th Cloud Expo, Ben Perlmutter, a Sales Engineer with IBM Cloudant, demonstrated techniques for replicating cloud databases with devices in order to build offline-first mobile or Internet of Things (IoT) apps that can provide a better, faster user e...
Nov. 29, 2015 02:45 AM EST Reads: 420
In today's enterprise, digital transformation represents organizational change even more so than technology change, as customer preferences and behavior drive end-to-end transformation across lines of business as well as IT. To capitalize on the ubiquitous disruption driving this transformation, companies must be able to innovate at an increasingly rapid pace. Traditional approaches for driving innovation are now woefully inadequate for keeping up with the breadth of disruption and change facin...
Nov. 29, 2015 02:30 AM EST Reads: 499
I recently attended and was a speaker at the 4th International Internet of @ThingsExpo at the Santa Clara Convention Center. I also had the opportunity to attend this event last year and I wrote a blog from that show talking about how the “Enterprise Impact of IoT” was a key theme of last year’s show. I was curious to see if the same theme would still resonate 365 days later and what, if any, changes I would see in the content presented.
Nov. 29, 2015 01:00 AM EST Reads: 434
Cloud computing delivers on-demand resources that provide businesses with flexibility and cost-savings. The challenge in moving workloads to the cloud has been the cost and complexity of ensuring the initial and ongoing security and regulatory (PCI, HIPAA, FFIEC) compliance across private and public clouds. Manual security compliance is slow, prone to human error, and represents over 50% of the cost of managing cloud applications. Determining how to automate cloud security compliance is critical...
Nov. 28, 2015 08:00 PM EST Reads: 432
The Internet of Things (IoT) is growing rapidly by extending current technologies, products and networks. By 2020, Cisco estimates there will be 50 billion connected devices. Gartner has forecast revenues of over $300 billion, just to IoT suppliers. Now is the time to figure out how you’ll make money – not just create innovative products. With hundreds of new products and companies jumping into the IoT fray every month, there’s no shortage of innovation. Despite this, McKinsey/VisionMobile data...
Nov. 28, 2015 01:00 PM EST Reads: 479
Just over a week ago I received a long and loud sustained applause for a presentation I delivered at this year’s Cloud Expo in Santa Clara. I was extremely pleased with the turnout and had some very good conversations with many of the attendees. Over the next few days I had many more meaningful conversations and was not only happy with the results but also learned a few new things. Here is everything I learned in those three days distilled into three short points.
Nov. 28, 2015 12:00 PM EST Reads: 341
With major technology companies and startups seriously embracing IoT strategies, now is the perfect time to attend @ThingsExpo 2016 in New York and Silicon Valley. Learn what is going on, contribute to the discussions, and ensure that your enterprise is as "IoT-Ready" as it can be! Internet of @ThingsExpo, taking place Nov 3-5, 2015, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 17th Cloud Expo and will feature technical sessions from a rock star conference faculty ...
Nov. 28, 2015 12:00 PM EST Reads: 555
In his General Session at DevOps Summit, Asaf Yigal, Co-Founder & VP of Product at Logz.io, explored the value of Kibana 4 for log analysis and provided a hands-on tutorial on how to set up Kibana 4 and get the most out of Apache log files. He examined three use cases: IT operations, business intelligence, and security and compliance. Asaf Yigal is co-founder and VP of Product at log analytics software company Logz.io. In the past, he was co-founder of social-trading platform Currensee, which...
Nov. 28, 2015 12:00 PM EST Reads: 235