|By PR Newswire||
|April 15, 2014 01:31 PM EDT||
WASHINGTON, April 15, 2014 /PRNewswire-USNewswire/ -- Mississippi residents and businesses affected by severe weather and flooding in the southwest part of the state that occurred on March 28–29 can apply for low-interest disaster loans from the U.S. Small Business Administration, SBA Administrator Maria Contreras-Sweet announced today.
Administrator Contreras-Sweet made the loans available in response to a letter from
Gov. Phil Bryant on April 8, requesting a disaster declaration by the SBA. The declaration covers Wilkinson County, and the adjacent counties of Adams, Amite, and Franklin in Mississippi; and Concordia, East Feliciana and West Feliciana parishes in Louisiana.
"The SBA is strongly committed to providing the people of Mississippi with the most effective and customer-focused response possible to assist homeowners, renters, and businesses of all sizes with federal disaster loans," said Administrator Contreras-Sweet. "Getting businesses and communities up and running after a disaster is our highest priority at SBA."
"Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property," said Frank Skaggs, director of SBA's Field Operations Center East in Atlanta. SBA's customer service representatives are available at the Disaster Loan Outreach Center to answer questions about the disaster loan program and help individuals complete their applications.
The Center is located in the following community and is open as indicated:
Crosby Town Hall
326 Highway 33
Crosby, Mississippi 39633-0338
Opens: Thursday, April 17, at 8 a.m.
Hours: Thursday, April 17 through Thursday, April 24, 8 a.m. – 4:30 p.m.
Saturday, April 19, 9 a.m. - 1 p.m. (closed Sunday)
Closing: Thursday, April 24, at close of business
"Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets," said SBA Mississippi District Director Janita Stewart.
Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA, to make improvements that help prevent the risk of future property damage caused by a similar disaster.
For small businesses, small agricultural cooperatives, small aquaculture businesses and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any physical property damage.
Interest rates are as low as 2.250 percent for homeowners and renters, 2.625 percent for
non-profit organizations and 4 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant's financial condition.
Applicants may apply online using the Electronic Loan Application (ELA) via SBA's secure website at https://disasterloan.sba.gov/ela.
Individuals and businesses unable to visit the center may also obtain information and loan applications by calling the SBA's Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing [email protected]. Loan applications can also be downloaded at www.sba.gov/disaster. Completed applications should be returned to the center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The filing deadline to return applications for physical property damage is June 13, 2014. The deadline to return economic injury applications is January 14, 2015.
For more information about the SBA's Disaster Loan Program, visit our website at www.sba.gov/disaster.
Contact: Michael Lampton
Phone: (404) 331-0333
Release Number: 14-176, MS 13936/13937
SOURCE U.S. Small Business Administration
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