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The Best 0% APR on Purchases Credit Cards of 2014, Announced by

SAN FRANCISCO, CA -- (Marketwired) -- 04/18/14 -- According to, a leading authority on credit cards, consumers can save significant amounts of money by having a 0% intro APR on purchases. With one of these credit cards, cardholders don't have to pay any interest for a specified period of time. This set period is normally from 6 - 12 months.

Today, MyRatePlan, announced their ranking of the best 0% APR on purchases credit cards on the market. To create their list, MyRatePlan experts analyzed introductory offers, rewards programs, annual fees, customer reviews, and expert opinions. According to their findings, here are the best 0% APR on purchases credit cards available for consumers:

Discover it

The Discover it card offers 0% APR on purchases for the first 14 months. They also offer 0% APR on balance transfers for the first 14 months. With this card, there are no annual fees, overlimit fees, or foreign transaction fees. Consumers can earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. Cardholders have access to 100% U.S.-based customer service, and they are protected from unauthorized charges with a $0 Fraud Liability Guarantee. In addition, users receive free FICO scores on all monthly statements.

Citi Simplicity Card

The Citi Simplicity Card is another great card to use with an extensive 18 months that users get 0% APR on purchases. Cardholders also have a 0% APR on balance transfers for 18 months. This card charges a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. There are no late fees, penalty rates, or annual fees ever, and users have access to fast, personal help 24 hours a day.

Citi ThankYou Preferred Card - Earn 20,000 Bonus Points

The Citi ThankYou Preferred Card - Earn 20,000 Bonus Points rounds off MyRatePlan's list of the best credit cards offering 0% APR on purchases. With this card, users get 0% intro APR on both purchases and balance transfers for 12 months. Cardholders can earn 2 ThankYou Points for every dollar spent on dining at restaurants and entertainment, and 1 ThankYou Point on other purchases. They even earn 20,000 bonus ThankYou points after making $1500 in card purchases within the first 3 months of account opening. These points do not expire, and cardholders can earn unlimited ThankYou Points.

These are the best 0% APR on purchases credit cards on the market today. For more information regarding 0% APR credit cards, access MyRatePlan's innovative credit card tool:

About MyRatePlan: is a leading comparison site that allows users to compare credit cards, mobile phones, cell phone plans, and more. MyRatePlan was founded in 1999 to help users find the best recommendations for them based on innovative and proprietary tools and customer input.

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