Welcome!

News Feed Item

Consumers: A Click Away From the Heartbleed Bug Ruining Credit

Community Choice Financial Offers Tips to Protect Against Identity Theft

COLUMBUS, OH--(Marketwired - April 18, 2014) - Every year approximately 10 million Americans become victims of identity theft. Just last week a new online virus, the Heartbleed Bug, was discovered that can compromise the usernames and passwords of websites that people use every day to shop, email and bank.

CNNMoney.com reported that more than 80 percent of sites run on Web server programs that are vulnerable to the Heartbleed Bug.

"Americans work hard to build their credit and provide financial security for themselves and their families," said John Rowe, a senior vice president at Community Choice Financial. "With the click of a mouse, those Americans could make themselves vulnerable to identity theft. The good news is that there are a variety of ways that you can minimize the damage caused by thieves as well as your chances of scammers taking advantage of you in the first place."

Community Choice Financial, a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet, outlined nine ways individuals can protect themselves from identity theft.

The following are some steps you can take to protect yourself and your finances from identity thieves:

  • Be sure to shred financial documents. Do not just throw out paperwork with financial and personal information.
  • Protect Social Security numbers. It is important to leave Social Security cards at home. Do not carry the cards in wallets or write the numbers on checks. Only provide Social Security numbers when absolutely necessary.
  • Avoid disclosing personal information by phone. Do not give out any personal information to unknown individuals or organizations over the phone, online or by mail. Legitimate business people will understand and won't apply pressure to do otherwise.
  • Establish a secure password. It's not a good idea to use obvious passwords such as a birthday or the last few digits of a Social Security number. These can be easily hacked, leaving important accounts vulnerable to thieves.
  • Check credit reports regularly. These reports contain important information that should be monitored regularly, such as bill payment history and active accounts. Regular reviews can provide an early warning of potential identity theft.
  • Review all financial statements. In addition to reviewing credit reports, it is critical to review all financial statements to check for any unauthorized transactions.
  • Close accounts that have been opened fraudulently or that have been misused by scammers. If one becomes the victim of identity theft, it is important to contact the security and fraud departments of financial companies and obtain any supporting documents in writing.
  • Report identity theft to your local authorities. Some creditors may want proof of the crime, so reporting it to local law enforcement and the Federal Trade Commission is beneficial. This will assist law enforcement nationwide with any investigations.
  • Keep Calm. Federal law limits liability for unauthorized charges on credit or debit cards. An individual's liability will depend on the type of card and the timeliness in reporting the theft.

"While there are certainly consumer protections in place to reduce the damage to individuals who are victims of identity theft, sometimes those protections are not enough," Rowe said. "It's important to remain vigilant and use opportunities, such as the Heartbleed Bug, to access your risks and strengthen your defenses against identity theft."

About Community Choice Financial

Community Choice Financial Inc.™ (CCFI) is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services to help them manage their day-to-day financial needs including short-term consumer loans, installment loans, check cashing, prepaid debit cards, money transfers, bill payments and money orders. For more information, visit www.ccfi.com.

The following files are available for download:

More Stories By Marketwired .

Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Latest Stories
In order to meet the rapidly changing demands of today’s customers, companies are continually forced to redefine their business strategies in order to meet these needs, stay relevant and continue to see profitable growth. IoT deployment and development is integral in this transformation, and today businesses are increasingly seeing the value of investing their resources into IoT deployments. These technologies are able increase ROI through projects such as connecting supply chains or enabling sm...
SYS-CON Events announced today that delaPlex will exhibit at SYS-CON's @CloudExpo, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. delaPlex pioneered Software Development as a Service (SDaaS), which provides scalable resources to build, test, and deploy software. It’s a fast and more reliable way to develop a new product or expand your in-house team.
Most DevOps journeys involve several phases of maturity. Research shows that the inflection point where organizations begin to see maximum value is when they implement tight integration deploying their code to their infrastructure. Success at this level is the last barrier to at-will deployment. Storage, for instance, is more capable than where we read and write data. In his session at @DevOpsSummit at 20th Cloud Expo, Josh Atwell, a Developer Advocate for NetApp, will discuss the role and value...
SYS-CON Events announced today that Cloudistics, an on-premises cloud computing company, has been named “Bronze Sponsor” of SYS-CON's 20th International Cloud Expo®, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. Cloudistics delivers a complete public cloud experience with composable on-premises infrastructures to medium and large enterprises. Its software-defined technology natively converges network, storage, compute, virtualization, and management into a ...
New competitors, disruptive technologies, and growing expectations are pushing every business to both adopt and deliver new digital services. This ‘Digital Transformation’ demands rapid delivery and continuous iteration of new competitive services via multiple channels, which in turn demands new service delivery techniques – including DevOps. In this power panel at @DevOpsSummit 20th Cloud Expo, moderated by DevOps Conference Co-Chair Andi Mann, panelists will examine how DevOps helps to meet th...
A strange thing is happening along the way to the Internet of Things, namely far too many devices to work with and manage. It has become clear that we'll need much higher efficiency user experiences that can allow us to more easily and scalably work with the thousands of devices that will soon be in each of our lives. Enter the conversational interface revolution, combining bots we can literally talk with, gesture to, and even direct with our thoughts, with embedded artificial intelligence, whic...
As DevOps methodologies expand their reach across the enterprise, organizations face the daunting challenge of adapting related cloud strategies to ensure optimal alignment, from managing complexity to ensuring proper governance. How can culture, automation, legacy apps and even budget be reexamined to enable this ongoing shift within the modern software factory?
Every successful software product evolves from an idea to an enterprise system. Notably, the same way is passed by the product owner's company. In his session at 20th Cloud Expo, Oleg Lola, CEO of MobiDev, will provide a generalized overview of the evolution of a software product, the product owner, the needs that arise at various stages of this process, and the value brought by a software development partner to the product owner as a response to these needs.
SYS-CON Events announced today that A&I Solutions has been named “Bronze Sponsor” of SYS-CON's 20th International Cloud Expo®, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. Founded in 1999, A&I Solutions is a leading information technology (IT) software and services provider focusing on best-in-class enterprise solutions. By partnering with industry leaders in technology, A&I assures customers high performance levels across all IT environments including: mai...
Most technology leaders, contemporary and from the hardware era, are reshaping their businesses to do software in the hope of capturing value in IoT. Although IoT is relatively new in the market, it has already gone through many promotional terms such as IoE, IoX, SDX, Edge/Fog, Mist Compute, etc. Ultimately, irrespective of the name, it is about deriving value from independent software assets participating in an ecosystem as one comprehensive solution.
SYS-CON Events announced today that EARP will exhibit at SYS-CON's 20th International Cloud Expo®, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. "We are a software house, so we perfectly understand challenges that other software houses face in their projects. We can augment a team, that will work with the same standards and processes as our partners' internal teams. Our teams will deliver the same quality within the required time and budget just as our partn...
SYS-CON Events announced today that delaPlex will exhibit at SYS-CON's @ThingsExpo, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. delaPlex pioneered Software Development as a Service (SDaaS), which provides scalable resources to build, test, and deploy software. It’s a fast and more reliable way to develop a new product or expand your in-house team.
SYS-CON Events announced today that Tappest will exhibit MooseFS at SYS-CON's 20th International Cloud Expo®, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. MooseFS is a breakthrough concept in the storage industry. It allows you to secure stored data with either duplication or erasure coding using any server. The newest – 4.0 version of the software enables users to maintain the redundancy level with even 50% less hard drive space required. The software func...
Regardless of what business you’re in, it’s increasingly a software-driven business. Consumers’ rising expectations for connected digital and physical experiences are driving what some are calling the "Customer Experience Challenge.” In his session at @DevOpsSummit at 20th Cloud Expo, Marco Morales, Director of Global Solutions at CollabNet, will discuss how organizations are increasingly adopting a discipline of Value Stream Mapping to ensure that the software they are producing is poised to o...
In his keynote at @ThingsExpo, Chris Matthieu, Director of IoT Engineering at Citrix and co-founder and CTO of Octoblu, focused on building an IoT platform and company. He provided a behind-the-scenes look at Octoblu’s platform, business, and pivots along the way (including the Citrix acquisition of Octoblu).