Welcome!

News Feed Item

Consumers: A Click Away From the Heartbleed Bug Ruining Credit

Community Choice Financial Offers Tips to Protect Against Identity Theft

COLUMBUS, OH--(Marketwired - April 18, 2014) - Every year approximately 10 million Americans become victims of identity theft. Just last week a new online virus, the Heartbleed Bug, was discovered that can compromise the usernames and passwords of websites that people use every day to shop, email and bank.

CNNMoney.com reported that more than 80 percent of sites run on Web server programs that are vulnerable to the Heartbleed Bug.

"Americans work hard to build their credit and provide financial security for themselves and their families," said John Rowe, a senior vice president at Community Choice Financial. "With the click of a mouse, those Americans could make themselves vulnerable to identity theft. The good news is that there are a variety of ways that you can minimize the damage caused by thieves as well as your chances of scammers taking advantage of you in the first place."

Community Choice Financial, a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet, outlined nine ways individuals can protect themselves from identity theft.

The following are some steps you can take to protect yourself and your finances from identity thieves:

  • Be sure to shred financial documents. Do not just throw out paperwork with financial and personal information.
  • Protect Social Security numbers. It is important to leave Social Security cards at home. Do not carry the cards in wallets or write the numbers on checks. Only provide Social Security numbers when absolutely necessary.
  • Avoid disclosing personal information by phone. Do not give out any personal information to unknown individuals or organizations over the phone, online or by mail. Legitimate business people will understand and won't apply pressure to do otherwise.
  • Establish a secure password. It's not a good idea to use obvious passwords such as a birthday or the last few digits of a Social Security number. These can be easily hacked, leaving important accounts vulnerable to thieves.
  • Check credit reports regularly. These reports contain important information that should be monitored regularly, such as bill payment history and active accounts. Regular reviews can provide an early warning of potential identity theft.
  • Review all financial statements. In addition to reviewing credit reports, it is critical to review all financial statements to check for any unauthorized transactions.
  • Close accounts that have been opened fraudulently or that have been misused by scammers. If one becomes the victim of identity theft, it is important to contact the security and fraud departments of financial companies and obtain any supporting documents in writing.
  • Report identity theft to your local authorities. Some creditors may want proof of the crime, so reporting it to local law enforcement and the Federal Trade Commission is beneficial. This will assist law enforcement nationwide with any investigations.
  • Keep Calm. Federal law limits liability for unauthorized charges on credit or debit cards. An individual's liability will depend on the type of card and the timeliness in reporting the theft.

"While there are certainly consumer protections in place to reduce the damage to individuals who are victims of identity theft, sometimes those protections are not enough," Rowe said. "It's important to remain vigilant and use opportunities, such as the Heartbleed Bug, to access your risks and strengthen your defenses against identity theft."

About Community Choice Financial

Community Choice Financial Inc.™ (CCFI) is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services to help them manage their day-to-day financial needs including short-term consumer loans, installment loans, check cashing, prepaid debit cards, money transfers, bill payments and money orders. For more information, visit www.ccfi.com.

The following files are available for download:

More Stories By Marketwired .

Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Latest Stories
Qosmos has announced new milestones in the detection of encrypted traffic and in protocol signature coverage. Qosmos latest software can accurately classify traffic encrypted with SSL/TLS (e.g., Google, Facebook, WhatsApp), P2P traffic (e.g., BitTorrent, MuTorrent, Vuze), and Skype, while preserving the privacy of communication content. These new classification techniques mean that traffic optimization, policy enforcement, and user experience are largely unaffected by encryption. In respect wit...
Deploying applications in hybrid cloud environments is hard work. Your team spends most of the time maintaining your infrastructure, configuring dev/test and production environments, and deploying applications across environments – which can be both time consuming and error prone. But what if you could automate provisioning and deployment to deliver error free environments faster? What could you do with your free time?
SYS-CON Events announced today that Hitrons Solutions will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Hitrons Solutions Inc. is distributor in the North American market for unique products and services of small and medium-size businesses, including cloud services and solutions, SEO marketing platforms, and mobile applications.
Smart Cities are here to stay, but for their promise to be delivered, the data they produce must not be put in new siloes. In his session at @ThingsExpo, Mathias Herberts, Co-founder and CTO of Cityzen Data, will deep dive into best practices that will ensure a successful smart city journey.
SYS-CON Events announced today that 910Telecom will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Housed in the classic Denver Gas & Electric Building, 910 15th St., 910Telecom is a carrier-neutral telecom hotel located in the heart of Denver. Adjacent to CenturyLink, AT&T, and Denver Main, 910Telecom offers connectivity to all major carriers, Internet service providers, Internet backbones and ...
SYS-CON Events announced today that eCube Systems, a leading provider of middleware modernization, integration, and management solutions, will exhibit at @DevOpsSummit at 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. eCube Systems offers a family of middleware evolution products and services that maximize return on technology investment by leveraging existing technical equity to meet evolving business needs. ...
DevOps at Cloud Expo – being held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA – announces that its Call for Papers is open. Born out of proven success in agile development, cloud computing, and process automation, DevOps is a macro trend you cannot afford to miss. From showcase success stories from early adopters and web-scale businesses, DevOps is expanding to organizations of all sizes, including the world's largest enterprises – and delivering real results. Am...
Pulzze Systems was happy to participate in such a premier event and thankful to be receiving the winning investment and global network support from G-Startup Worldwide. It is an exciting time for Pulzze to showcase the effectiveness of innovative technologies and enable them to make the world smarter and better. The reputable contest is held to identify promising startups around the globe that are assured to change the world through their innovative products and disruptive technologies. There w...
Internet of @ThingsExpo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 19th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The Internet of Things (IoT) is the most profound change in personal and enterprise IT since the creation of the Worldwide Web more than 20 years ago. All major researchers estimate there will be tens of billions devices - comp...
DevOps at Cloud Expo, taking place Nov 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 19th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The widespread success of cloud computing is driving the DevOps revolution in enterprise IT. Now as never before, development teams must communicate and collaborate in a dynamic, 24/7/365 environment. There is no time to wait for long dev...
SYS-CON Events announced today that StarNet Communications will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. StarNet Communications’ FastX is the industry first cloud-based remote X Windows emulator. Using standard Web browsers (FireFox, Chrome, Safari, etc.) users from around the world gain highly secure access to applications and data hosted on Linux-based servers in a central data center. ...
Traditional on-premises data centers have long been the domain of modern data platforms like Apache Hadoop, meaning companies who build their business on public cloud were challenged to run Big Data processing and analytics at scale. But recent advancements in Hadoop performance, security, and most importantly cloud-native integrations, are giving organizations the ability to truly gain value from all their data. In his session at 19th Cloud Expo, David Tishgart, Director of Product Marketing ...
Data is the fuel that drives the machine learning algorithmic engines and ultimately provides the business value. In his session at Cloud Expo, Ed Featherston, a director and senior enterprise architect at Collaborative Consulting, will discuss the key considerations around quality, volume, timeliness, and pedigree that must be dealt with in order to properly fuel that engine.
There is growing need for data-driven applications and the need for digital platforms to build these apps. In his session at 19th Cloud Expo, Muddu Sudhakar, VP and GM of Security & IoT at Splunk, will cover different PaaS solutions and Big Data platforms that are available to build applications. In addition, AI and machine learning are creating new requirements that developers need in the building of next-gen apps. The next-generation digital platforms have some of the past platform needs a...
19th Cloud Expo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, will feature technical sessions from a rock star conference faculty and the leading industry players in the world. Cloud computing is now being embraced by a majority of enterprises of all sizes. Yesterday's debate about public vs. private has transformed into the reality of hybrid cloud: a recent survey shows that 74% of enterprises have a hybrid cloud strategy. Meanwhile, 94% of enterpri...