Welcome!

News Feed Item

Consumers: A Click Away From the Heartbleed Bug Ruining Credit

Community Choice Financial Offers Tips to Protect Against Identity Theft

COLUMBUS, OH--(Marketwired - April 18, 2014) - Every year approximately 10 million Americans become victims of identity theft. Just last week a new online virus, the Heartbleed Bug, was discovered that can compromise the usernames and passwords of websites that people use every day to shop, email and bank.

CNNMoney.com reported that more than 80 percent of sites run on Web server programs that are vulnerable to the Heartbleed Bug.

"Americans work hard to build their credit and provide financial security for themselves and their families," said John Rowe, a senior vice president at Community Choice Financial. "With the click of a mouse, those Americans could make themselves vulnerable to identity theft. The good news is that there are a variety of ways that you can minimize the damage caused by thieves as well as your chances of scammers taking advantage of you in the first place."

Community Choice Financial, a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet, outlined nine ways individuals can protect themselves from identity theft.

The following are some steps you can take to protect yourself and your finances from identity thieves:

  • Be sure to shred financial documents. Do not just throw out paperwork with financial and personal information.
  • Protect Social Security numbers. It is important to leave Social Security cards at home. Do not carry the cards in wallets or write the numbers on checks. Only provide Social Security numbers when absolutely necessary.
  • Avoid disclosing personal information by phone. Do not give out any personal information to unknown individuals or organizations over the phone, online or by mail. Legitimate business people will understand and won't apply pressure to do otherwise.
  • Establish a secure password. It's not a good idea to use obvious passwords such as a birthday or the last few digits of a Social Security number. These can be easily hacked, leaving important accounts vulnerable to thieves.
  • Check credit reports regularly. These reports contain important information that should be monitored regularly, such as bill payment history and active accounts. Regular reviews can provide an early warning of potential identity theft.
  • Review all financial statements. In addition to reviewing credit reports, it is critical to review all financial statements to check for any unauthorized transactions.
  • Close accounts that have been opened fraudulently or that have been misused by scammers. If one becomes the victim of identity theft, it is important to contact the security and fraud departments of financial companies and obtain any supporting documents in writing.
  • Report identity theft to your local authorities. Some creditors may want proof of the crime, so reporting it to local law enforcement and the Federal Trade Commission is beneficial. This will assist law enforcement nationwide with any investigations.
  • Keep Calm. Federal law limits liability for unauthorized charges on credit or debit cards. An individual's liability will depend on the type of card and the timeliness in reporting the theft.

"While there are certainly consumer protections in place to reduce the damage to individuals who are victims of identity theft, sometimes those protections are not enough," Rowe said. "It's important to remain vigilant and use opportunities, such as the Heartbleed Bug, to access your risks and strengthen your defenses against identity theft."

About Community Choice Financial

Community Choice Financial Inc.™ (CCFI) is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services to help them manage their day-to-day financial needs including short-term consumer loans, installment loans, check cashing, prepaid debit cards, money transfers, bill payments and money orders. For more information, visit www.ccfi.com.

The following files are available for download:

Amanda Wurst
Paul Werth Associates
[email protected]
614-224-8114

More Stories By Marketwired .

Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Latest Stories
DX World EXPO, LLC, a Lighthouse Point, Florida-based startup trade show producer and the creator of "DXWorldEXPO® - Digital Transformation Conference & Expo" has announced its executive management team. The team is headed by Levent Selamoglu, who has been named CEO. "Now is the time for a truly global DX event, to bring together the leading minds from the technology world in a conversation about Digital Transformation," he said in making the announcement.
"Space Monkey by Vivent Smart Home is a product that is a distributed cloud-based edge storage network. Vivent Smart Home, our parent company, is a smart home provider that places a lot of hard drives across homes in North America," explained JT Olds, Director of Engineering, and Brandon Crowfeather, Product Manager, at Vivint Smart Home, in this SYS-CON.tv interview at @ThingsExpo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA.
SYS-CON Events announced today that Conference Guru has been named “Media Sponsor” of the 22nd International Cloud Expo, which will take place on June 5-7, 2018, at the Javits Center in New York, NY. A valuable conference experience generates new contacts, sales leads, potential strategic partners and potential investors; helps gather competitive intelligence and even provides inspiration for new products and services. Conference Guru works with conference organizers to pass great deals to gre...
DevOps is under attack because developers don’t want to mess with infrastructure. They will happily own their code into production, but want to use platforms instead of raw automation. That’s changing the landscape that we understand as DevOps with both architecture concepts (CloudNative) and process redefinition (SRE). Rob Hirschfeld’s recent work in Kubernetes operations has led to the conclusion that containers and related platforms have changed the way we should be thinking about DevOps and...
The Internet of Things will challenge the status quo of how IT and development organizations operate. Or will it? Certainly the fog layer of IoT requires special insights about data ontology, security and transactional integrity. But the developmental challenges are the same: People, Process and Platform. In his session at @ThingsExpo, Craig Sproule, CEO of Metavine, demonstrated how to move beyond today's coding paradigm and shared the must-have mindsets for removing complexity from the develop...
In his Opening Keynote at 21st Cloud Expo, John Considine, General Manager of IBM Cloud Infrastructure, led attendees through the exciting evolution of the cloud. He looked at this major disruption from the perspective of technology, business models, and what this means for enterprises of all sizes. John Considine is General Manager of Cloud Infrastructure Services at IBM. In that role he is responsible for leading IBM’s public cloud infrastructure including strategy, development, and offering m...
The next XaaS is CICDaaS. Why? Because CICD saves developers a huge amount of time. CD is an especially great option for projects that require multiple and frequent contributions to be integrated. But… securing CICD best practices is an emerging, essential, yet little understood practice for DevOps teams and their Cloud Service Providers. The only way to get CICD to work in a highly secure environment takes collaboration, patience and persistence. Building CICD in the cloud requires rigorous ar...
Companies are harnessing data in ways we once associated with science fiction. Analysts have access to a plethora of visualization and reporting tools, but considering the vast amount of data businesses collect and limitations of CPUs, end users are forced to design their structures and systems with limitations. Until now. As the cloud toolkit to analyze data has evolved, GPUs have stepped in to massively parallel SQL, visualization and machine learning.
"Evatronix provides design services to companies that need to integrate the IoT technology in their products but they don't necessarily have the expertise, knowledge and design team to do so," explained Adam Morawiec, VP of Business Development at Evatronix, in this SYS-CON.tv interview at @ThingsExpo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA.
To get the most out of their data, successful companies are not focusing on queries and data lakes, they are actively integrating analytics into their operations with a data-first application development approach. Real-time adjustments to improve revenues, reduce costs, or mitigate risk rely on applications that minimize latency on a variety of data sources. In his session at @BigDataExpo, Jack Norris, Senior Vice President, Data and Applications at MapR Technologies, reviewed best practices to ...
Widespread fragmentation is stalling the growth of the IIoT and making it difficult for partners to work together. The number of software platforms, apps, hardware and connectivity standards is creating paralysis among businesses that are afraid of being locked into a solution. EdgeX Foundry is unifying the community around a common IoT edge framework and an ecosystem of interoperable components.
"ZeroStack is a startup in Silicon Valley. We're solving a very interesting problem around bringing public cloud convenience with private cloud control for enterprises and mid-size companies," explained Kamesh Pemmaraju, VP of Product Management at ZeroStack, in this SYS-CON.tv interview at 21st Cloud Expo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA.
Large industrial manufacturing organizations are adopting the agile principles of cloud software companies. The industrial manufacturing development process has not scaled over time. Now that design CAD teams are geographically distributed, centralizing their work is key. With large multi-gigabyte projects, outdated tools have stifled industrial team agility, time-to-market milestones, and impacted P&L stakeholders.
"Akvelon is a software development company and we also provide consultancy services to folks who are looking to scale or accelerate their engineering roadmaps," explained Jeremiah Mothersell, Marketing Manager at Akvelon, in this SYS-CON.tv interview at 21st Cloud Expo, held Oct 31 – Nov 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA.
Enterprises are adopting Kubernetes to accelerate the development and the delivery of cloud-native applications. However, sharing a Kubernetes cluster between members of the same team can be challenging. And, sharing clusters across multiple teams is even harder. Kubernetes offers several constructs to help implement segmentation and isolation. However, these primitives can be complex to understand and apply. As a result, it’s becoming common for enterprises to end up with several clusters. Thi...