|By PR Newswire||
|April 18, 2014 01:00 PM EDT||
ST. PETERSBURG, Fla., April 18, 2014 /PRNewswire/ -- Travel insurance gives people two main things: peace of mind and financial security. But what if there were alternatives that provided the same benefits for free? Squaremouth, America's fastest growing travel insurance comparison site, explains the best alternatives to travel insurance that may come at no cost.
Make Your Credit Card Dollar Go Further
Travelers who book their arrangements with a credit card may find that they already have several of the benefits they look for in a travel insurance policy. Trip cancellation, baggage and personal items loss, and international medical coverage are three major travel insurance benefits that some credit card companies automatically provide to travelers who pay for a trip with their card. While the benefit amount may be less than a travel insurance policy offers, it may be enough if requirements are low. Other benefits available through a credit card, like life insurance and rental car damage, have comparable coverage to a travel insurance package.
Homeowners Insurance isn't Limited to Your Home
Most travel insurance policies offer a baggage and personal items loss benefit. However, when it comes to insuring valuables, including laptops, cameras, and jewelry, this benefit typically maxes out below their actual cost. Other common items, like sunglasses, are sometimes excluded. Homeowners or renters insurance is typically a traveler's best chance at receiving a sufficient reimbursement for valuables that are lost or stolen while traveling.
Sometimes, the best option is a combination of coverage. Travelers who already have some benefits through their primary health insurance, credit card, or homeowners insurance, can purchase a less expensive travel insurance policy with smaller benefit amounts as supplemental coverage. This can pick up where the free option left off.
"We always recommend the least expensive policy that meets our customers' needs," says Squaremouth co-founder and CEO, Chris Harvey, "in some cases, that means recommending they look elsewhere to find the best coverage for their situation."
Squaremouth is an online company that compares travel insurance products from every major insurance provider in the US. Using Squaremouth's comparison engine and customer reviews, travelers can research and compare insurance products. More information: www.squaremouth.com.
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