|By PR Newswire||
|April 24, 2014 12:00 AM EDT||
SAN DIEGO, April 24, 2014 /PRNewswire-iReach/ -- LoanLove.com is a borrower advice website that offers up-to-date information on all the latest news and developments that affect home loan borrowers and the options that they have available to them. The website provides in-depth information in an easy-to-understand format that both experienced and first time home loan borrowers can greatly benefit from. Their recent guide to loan calculators for 2014 continues to empower homeowners with first class information, valuable resources and connections to top-rated industry professionals.
The new guide, titled, "Loan Calculators: A Borrower's Best Friend" takes a look at the many advantages of using calculators to assist in the loan finding process. The guide also offers a number of very useful free loan calculators that anyone can use. The list of free loan calculators includes:
- Mortgage Payment
- Amortization Calculator
- New House
- Simple Savings
- Simple Loan
- Investment Calculator
- Credit Card Payoff
- Minimum Payment
- Auto Loan
- Annuity Calculator
The Loan Love article says, "One thing these loan calculators all have in common… They really are easy to use, too: You only need minimal data to use these calculators – typically the amount you want to borrow, the loan term and the interest rate; if you have an idea of how much property taxes you'd likely pay or a rough idea of home insurance costs, so much the better. Punch in the data and the calculator will reward you with your monthly projected costs and can even provide you with a complete amortization schedule – that's mortgage-speak for a chart that shows you what your mortgage balance would be as you make payments over the life of your loan or, in the case of an ARM, until the initial adjustment occurs."
The guide also notes that one of the main benefits of using loan calculators is that borrowers can make use of them at any time, even in the middle of the night if they get a new idea on how to save money on their loan. This is in contrast to asking an actual human-being for advice – as the article says, "Unlike a human, a calculator isn't going to tap its foot, gaze meaningfully at a clock or begin shuffling papers to make you move faster."
Of course, Loan Love notes that calculators are not a replacement for expert advice from an experienced mortgage professional, but they can do a very good job of helping borrowers find out what types of loans would work for them so that they will be better informed and be able to ask the right questions when going into their loan process.
For more information on this topic, and to utilize Loan Love's free loan calculators for 2014, click here to view the full guide at LoanLove.com.
Media Contact: Kevin Blue, LoanLove.com, 949-292-8401, [email protected]
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