Welcome!

News Feed Item

MyRatePlan Announces the Best Credit Cards for Working Parents

SEATTLE, WA -- (Marketwired) -- 07/11/14 -- MyRatePlan.com is pleased to announce the best credit cards on the market for working parents. After an extensive look at each credit card's unique benefits, interest rate tiers, and rewards programs, these cards were ranked according to how beneficial they'll be when used by parents who occasionally carry a balance, transfer a balance, utilize rewards systems, and appreciate cash-back rewards for their largest or most common types of purchases. The features offered with each of these three cards, according to MyRatePlan.com, will help consumers save money and enjoy great convenience on all types of household purchases throughout the year.

Discover it

The Discover it card is easily the best choice for today's parents, and that's largely due to the card's generous rewards structure. Cardholders are able to sign up for quarterly promotions that yield 5 percent cash back on a special type of purchase. Categories previous included in this 5 percent CashBack Bonus promotion have included restaurants and movies, online shopping, gasoline purchases, home improvement purchases, and more.

In addition to offering a generous amount of cash back each quarter, consumers can shop in the ShopDiscover portal at all of their major brands to earn between 5 and 20 percent CashBack bonus when they pay online. Discover offers a promotional 0 percent APR period on new balances and balance transfers for up to 15 months after approval, based on creditworthiness.

Barclaycard Ring MasterCard

The Barclaycard Ring MasterCard is an innovative product that takes a new approach to credit card use. Perhaps the most valuable feature of the card is its low APR, which is currently just 8 percent. The APR is variable, but this easily Barclaycard's lowest offering at the moment. Low APR is not the only selling point of the Ring MasterCard, however. The product was actually designed as a crowdsourced, "social" credit card that grows and changes based on user input.

Throughout their time as cardholders, parents can make suggestions to Barclaycard about how the Ring should work. They can suggest a rewards structure, or dedicate some of the interest paid on their balance to fund startups or independent projects. Cardholders can engage not only with Barclaycard representatives, but also with each other, in an online forum that ultimately gives them control over what the card does, how it works, and how useful it is for the purchases made most often by today's parents.

Discover it chrome

Though the Discover it card has been around for quite some time, the Discover it chrome is one of the newest products to be offered by Discover to new and existing customers. Parents can benefit from this card in a big way: It offers consistent 2 percent cash back on all gas and restaurant purchases. In a large and growing family, these are two of the most significant areas of spending each month. A 2 percent cash reward throughout the year can add up to big savings for the typical household.

As with the Discover it, this card comes with the ShopDiscover portal for between 5 and 20 percent CashBack Bonus on online purchases. The card also comes with identical benefits compared to the Discover it: Extended warranties, enhanced car rental insurance, and the ability to use accrued CashBack Bonus dollars on Amazon.com purchases without any limits or increment restrictions.

All three of these cards offer parents an exciting way to save on routine purchases throughout the year. Both Discover cards offer a way to reap cash back rewards, which can be redeemed as statement credits, gift cards, and deposits into a bank account. With the potential to earn as much as 20 percent cash back at major brands just by shopping online, back-to-school and Christmas shopping instantly become more affordable. The Ring card, conversely, is designed for those who value a low interest rate and having access to top-notch online service and suggestion forums. This might be the ideal card for those who anticipate carrying the occasional balance, but it's also a good everyday card that benefits individual cardholders and startups alike.

About MyRatePlan:

MyRatePlan.com is a leading comparison service not only for credit cards, but also mobile devices, wireless rate plans, and much more. The service is invaluable to consumers who are always looking to maximize their savings, minimize their expenses, and earn rewards for their loyalty to today's biggest brands and service providers.

More Stories By Marketwired .

Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Latest Stories
Cloud applications are seeing a deluge of requests to support the exploding advanced analytics market. “Open analytics” is the emerging strategy to deliver that data through an open data access layer, in the cloud, to be directly consumed by external analytics tools and popular programming languages. An increasing number of data engineers and data scientists use a variety of platforms and advanced analytics languages such as SAS, R, Python and Java, as well as frameworks such as Hadoop and Spark...
Cloud promises the agility required by today’s digital businesses. As organizations adopt cloud based infrastructures and services, their IT resources become increasingly dynamic and hybrid in nature. Managing these require modern IT operations and tools. In his session at 20th Cloud Expo, Raj Sundaram, Senior Principal Product Manager at CA Technologies, will discuss how to modernize your IT operations in order to proactively manage your hybrid cloud and IT environments. He will be sharing bes...
After more than five years of DevOps, definitions are evolving, boundaries are expanding, ‘unicorns’ are no longer rare, enterprises are on board, and pundits are moving on. Can we now look at an evolution of DevOps? Should we? Is the foundation of DevOps ‘done’, or is there still too much left to do? What is mature, and what is still missing? What does the next 5 years of DevOps look like? In this Power Panel at DevOps Summit, moderated by DevOps Summit Conference Chair Andi Mann, panelists loo...
Automation is enabling enterprises to design, deploy, and manage more complex, hybrid cloud environments. Yet the people who manage these environments must be trained in and understanding these environments better than ever before. A new era of analytics and cognitive computing is adding intelligence, but also more complexity, to these cloud environments. How smart is your cloud? How smart should it be? In this power panel at 20th Cloud Expo, moderated by Conference Chair Roger Strukhoff, paneli...
"Loom is applying artificial intelligence and machine learning into the entire log analysis process, from start to finish and at the end you will get a human touch,” explained Sabo Taylor Diab, Vice President, Marketing at Loom Systems, in this SYS-CON.tv interview at 20th Cloud Expo, held June 6-8, 2017, at the Javits Center in New York City, NY.
The current age of digital transformation means that IT organizations must adapt their toolset to cover all digital experiences, beyond just the end users’. Today’s businesses can no longer focus solely on the digital interactions they manage with employees or customers; they must now contend with non-traditional factors. Whether it's the power of brand to make or break a company, the need to monitor across all locations 24/7, or the ability to proactively resolve issues, companies must adapt to...
A look across the tech landscape at the disruptive technologies that are increasing in prominence and speculate as to which will be most impactful for communications – namely, AI and Cloud Computing. In his session at 20th Cloud Expo, Curtis Peterson, VP of Operations at RingCentral, highlighted the current challenges of these transformative technologies and shared strategies for preparing your organization for these changes. This “view from the top” outlined the latest trends and developments i...
With major technology companies and startups seriously embracing Cloud strategies, now is the perfect time to attend 21st Cloud Expo October 31 - November 2, 2017, at the Santa Clara Convention Center, CA, and June 12-14, 2018, at the Javits Center in New York City, NY, and learn what is going on, contribute to the discussions, and ensure that your enterprise is on the right path to Digital Transformation.
@DevOpsSummit at Cloud Expo taking place Oct 31 - Nov 2, 2017, at the Santa Clara Convention Center, Santa Clara, CA, is co-located with the 21st International Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The widespread success of cloud computing is driving the DevOps revolution in enterprise IT. Now as never before, development teams must communicate and collaborate in a dynamic, 24/7/365 environment. There is ...
"We are a monitoring company. We work with Salesforce, BBC, and quite a few other big logos. We basically provide monitoring for them, structure for their cloud services and we fit into the DevOps world" explained David Gildeh, Co-founder and CEO of Outlyer, in this SYS-CON.tv interview at DevOps Summit at 20th Cloud Expo, held June 6-8, 2017, at the Javits Center in New York City, NY.
Join us at Cloud Expo June 6-8 to find out how to securely connect your cloud app to any cloud or on-premises data source – without complex firewall changes. More users are demanding access to on-premises data from their cloud applications. It’s no longer a “nice-to-have” but an important differentiator that drives competitive advantages. It’s the new “must have” in the hybrid era. Users want capabilities that give them a unified view of the data to get closer to customers and grow business. The...
For organizations that have amassed large sums of software complexity, taking a microservices approach is the first step toward DevOps and continuous improvement / development. Integrating system-level analysis with microservices makes it easier to change and add functionality to applications at any time without the increase of risk. Before you start big transformation projects or a cloud migration, make sure these changes won’t take down your entire organization.
Artificial intelligence, machine learning, neural networks. We’re in the midst of a wave of excitement around AI such as hasn’t been seen for a few decades. But those previous periods of inflated expectations led to troughs of disappointment. Will this time be different? Most likely. Applications of AI such as predictive analytics are already decreasing costs and improving reliability of industrial machinery. Furthermore, the funding and research going into AI now comes from a wide range of com...
"When we talk about cloud without compromise what we're talking about is that when people think about 'I need the flexibility of the cloud' - it's the ability to create applications and run them in a cloud environment that's far more flexible,” explained Matthew Finnie, CTO of Interoute, in this SYS-CON.tv interview at 20th Cloud Expo, held June 6-8, 2017, at the Javits Center in New York City, NY.
Internet of @ThingsExpo, taking place October 31 - November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 21st Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The Internet of Things (IoT) is the most profound change in personal and enterprise IT since the creation of the Worldwide Web more than 20 years ago. All major researchers estimate there will be tens of billions devic...