|By Marketwired .||
|July 14, 2014 01:31 PM EDT||
SEATTLE, WA -- (Marketwired) -- 07/14/14 -- Graduating from high school or college is a big step into adulthood that naturally brings more responsibility along with it. Therefore, it's essential for young people to build a solid credit history as soon as they take off their cap and gown. Credit history can positively or negatively influence insurance premiums, loan approval, interest rates, the ability to lease an apartment, the ability to buy a home or start a career in certain fields.
One of the most effective and easiest ways to establish good credit is to apply for a credit card, since doing so gives graduate consumers the opportunity to prove their ability to make prompt monthly payments. The details of how well he or she pays their credit card bills will then be sent to major credit score companies that can add this information to the consumer's payment history.
However, not all credit cards are designed for graduates. Selecting the right one mainly depends on the individual's present income. For example, recent graduates should only consider credit card offers that charge low interest rates, have no annual fees, and cash rebates. According to CreditCardChaser.com, a leading online financial expert, the following credit cards meet this criteria and are rated the best credit cards for graduates on the market:
The Discover it® chrome card has no annual fee and is one of the most generous cash back programs on today's market. Coming in a version designed for college students, young consumers automatically receive 2 percent cash rebates on both restaurant and gas station purchases on a quarter basis of up to $1,000 while they continue to earn 1 percent cash rebates on all other purchases. They also receive free access to their FICO score and online tools to help them stay updated with their spending activity and more.
The Discover it® chrome card is available with two versions of zero introductory APR offers: One version offers a zero introductory APR for 14 months on both purchases and balance transfers, while the other version offers zero APR 6 months for purchases and for 18 months on balance transfers. What consumers may find especially appealing about this card is that the late fee is waived on a one-time late payment, and the card's APR will not increase when making a payment late.
The Barclaycard Rewards MasterCard - Average Credit has no annual fee that earns users 2 points per $1 on grocery, utility and gas purchases, and 1 point per $1 on all other purchases. A very convenient feature that comes with this card is that users can redeem points like cash to pay for virtually any transactions made, with no restrictions on when to use these points or how many points can be accrued within a certain period. This rewards card is designed for people with good to fair credit that comes with no introductory APR; it has a variable balance transfer APR rate of 24.99 percent and an ongoing APR rate of 24.99 percent.
Graduates can take advantage of the U.S. Bank Visa Platinum Card that offers a low introductory APR, and no introductory APR on balance transfers or purchases for the first twelve billing cycles. Based on the individual's creditworthiness, a variable APR that is currently 9.99 percent - 23.99 percent will be applied. However, cash advances would not be included under the special introductory rate. In addition, the card offers benefits such as Zero Fraud Liability, Fraud Protection, Auto Rental Insurance, Free Online Banking, Automatic Bill Pay, and FlexControl, a free online service that puts users in control of their finances by helping them to avoid interest and late fees with automatic payments, which can also help them pay off a balance faster.
Whether a graduate is interested in using their card when paying for their college expenses, buying a car, renting an apartment, buying a home, starting a new career or when starting their own business, the above mentioned credit cards are the highest rated on the market for their zero annual fees, low interest rates, bonuses, rewards and more. These credit cards also train graduates financial responsibility in order to remain in good standing with their credit purchase history.
About Credit Card Chaser:
Credit Card Chaser is an authority credit card site that offers innovative comparison tools, reviews, calculators, and reports to help consumers find the best credit card for them.
(800) 450-7805 x 10803
Fifty billion connected devices and still no winning protocols standards. HTTP, WebSockets, MQTT, and CoAP seem to be leading in the IoT protocol race at the moment but many more protocols are getting introduced on a regular basis. Each protocol has its pros and cons depending on the nature of the communications. Does there really need to be only one protocol to rule them all? Of course not. In his session at @ThingsExpo, Chris Matthieu, co-founder and CTO of Octoblu, walked through how Octob...
Jan. 24, 2017 06:15 PM EST Reads: 3,145
Internet of @ThingsExpo, taking place June 6-8, 2017 at the Javits Center in New York City, New York, is co-located with the 20th International Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. @ThingsExpo New York Call for Papers is now open.
Jan. 24, 2017 06:15 PM EST Reads: 3,824
“RackN is a software company and we take how a hybrid infrastructure scenario, which consists of clouds, virtualization, traditional data center technologies - how to make them all work together seamlessly from an operational perspective,” stated Dan Choquette, Founder of RackN, in this SYS-CON.tv interview at @DevOpsSummit at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jan. 24, 2017 04:30 PM EST Reads: 3,661
SYS-CON Events announced today that Dataloop.IO, an innovator in cloud IT-monitoring whose products help organizations save time and money, has been named “Bronze Sponsor” of SYS-CON's 20th International Cloud Expo®, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. Dataloop.IO is an emerging software company on the cutting edge of major IT-infrastructure trends including cloud computing and microservices. The company, founded in the UK but now based in San Fran...
Jan. 24, 2017 04:15 PM EST Reads: 2,732
"There's a growing demand from users for things to be faster. When you think about all the transactions or interactions users will have with your product and everything that is between those transactions and interactions - what drives us at Catchpoint Systems is the idea to measure that and to analyze it," explained Leo Vasiliou, Director of Web Performance Engineering at Catchpoint Systems, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York Ci...
Jan. 24, 2017 02:30 PM EST Reads: 5,921
The 20th International Cloud Expo has announced that its Call for Papers is open. Cloud Expo, to be held June 6-8, 2017, at the Javits Center in New York City, brings together Cloud Computing, Big Data, Internet of Things, DevOps, Containers, Microservices and WebRTC to one location. With cloud computing driving a higher percentage of enterprise IT budgets every year, it becomes increasingly important to plant your flag in this fast-expanding business opportunity. Submit your speaking proposal ...
Jan. 24, 2017 02:30 PM EST Reads: 5,393
WebRTC is the future of browser-to-browser communications, and continues to make inroads into the traditional, difficult, plug-in web communications world. The 6th WebRTC Summit continues our tradition of delivering the latest and greatest presentations within the world of WebRTC. Topics include voice calling, video chat, P2P file sharing, and use cases that have already leveraged the power and convenience of WebRTC.
Jan. 24, 2017 02:15 PM EST Reads: 3,279
DevOps is being widely accepted (if not fully adopted) as essential in enterprise IT. But as Enterprise DevOps gains maturity, expands scope, and increases velocity, the need for data-driven decisions across teams becomes more acute. DevOps teams in any modern business must wrangle the ‘digital exhaust’ from the delivery toolchain, "pervasive" and "cognitive" computing, APIs and services, mobile devices and applications, the Internet of Things, and now even blockchain. In this power panel at @...
Jan. 24, 2017 01:45 PM EST Reads: 3,021
20th Cloud Expo, taking place June 6-8, 2017, at the Javits Center in New York City, NY, will feature technical sessions from a rock star conference faculty and the leading industry players in the world. Cloud computing is now being embraced by a majority of enterprises of all sizes. Yesterday's debate about public vs. private has transformed into the reality of hybrid cloud: a recent survey shows that 74% of enterprises have a hybrid cloud strategy.
Jan. 24, 2017 01:30 PM EST Reads: 4,500
Discover top technologies and tools all under one roof at April 24–28, 2017, at the Westin San Diego in San Diego, CA. Explore the Mobile Dev + Test and IoT Dev + Test Expo and enjoy all of these unique opportunities: The latest solutions, technologies, and tools in mobile or IoT software development and testing. Meet one-on-one with representatives from some of today's most innovative organizations
Jan. 24, 2017 01:00 PM EST Reads: 1,742
SYS-CON Events announced today that Super Micro Computer, Inc., a global leader in Embedded and IoT solutions, will exhibit at SYS-CON's 20th International Cloud Expo®, which will take place on June 7-9, 2017, at the Javits Center in New York City, NY. Supermicro (NASDAQ: SMCI), the leading innovator in high-performance, high-efficiency server technology, is a premier provider of advanced server Building Block Solutions® for Data Center, Cloud Computing, Enterprise IT, Hadoop/Big Data, HPC and E...
Jan. 24, 2017 12:45 PM EST Reads: 5,931
@DevOpsSummit taking place June 6-8, 2017 at Javits Center, New York City, is co-located with the 20th International Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. @DevOpsSummit at Cloud Expo New York Call for Papers is now open.
Jan. 24, 2017 12:30 PM EST Reads: 3,741
“DevOps is really about the business. The business is under pressure today, competitively in the marketplace to respond to the expectations of the customer. The business is driving IT and the problem is that IT isn't responding fast enough," explained Mark Levy, Senior Product Marketing Manager at Serena Software, in this SYS-CON.tv interview at DevOps Summit, held Nov 4–6, 2014, at the Santa Clara Convention Center in Santa Clara, CA.
Jan. 24, 2017 12:15 PM EST Reads: 11,750
SYS-CON Events announced today that Catchpoint Systems, Inc., a provider of innovative web and infrastructure monitoring solutions, has been named “Silver Sponsor” of SYS-CON's DevOps Summit at 18th Cloud Expo New York, which will take place June 7-9, 2016, at the Javits Center in New York City, NY. Catchpoint is a leading Digital Performance Analytics company that provides unparalleled insight into customer-critical services to help consistently deliver an amazing customer experience. Designed ...
Jan. 24, 2017 12:15 PM EST Reads: 6,536
More and more brands have jumped on the IoT bandwagon. We have an excess of wearables – activity trackers, smartwatches, smart glasses and sneakers, and more that track seemingly endless datapoints. However, most consumers have no idea what “IoT” means. Creating more wearables that track data shouldn't be the aim of brands; delivering meaningful, tangible relevance to their users should be. We're in a period in which the IoT pendulum is still swinging. Initially, it swung toward "smart for smart...
Jan. 24, 2017 12:00 PM EST Reads: 2,878