Welcome!

News Feed Item

CreditCardChaser.com Announces the Best Credit Cards for New Graduates

SEATTLE, WA -- (Marketwired) -- 07/14/14 -- Graduating from high school or college is a big step into adulthood that naturally brings more responsibility along with it. Therefore, it's essential for young people to build a solid credit history as soon as they take off their cap and gown. Credit history can positively or negatively influence insurance premiums, loan approval, interest rates, the ability to lease an apartment, the ability to buy a home or start a career in certain fields.

One of the most effective and easiest ways to establish good credit is to apply for a credit card, since doing so gives graduate consumers the opportunity to prove their ability to make prompt monthly payments. The details of how well he or she pays their credit card bills will then be sent to major credit score companies that can add this information to the consumer's payment history.

However, not all credit cards are designed for graduates. Selecting the right one mainly depends on the individual's present income. For example, recent graduates should only consider credit card offers that charge low interest rates, have no annual fees, and cash rebates. According to CreditCardChaser.com, a leading online financial expert, the following credit cards meet this criteria and are rated the best credit cards for graduates on the market:

Discover it chrome

The Discover it® chrome card has no annual fee and is one of the most generous cash back programs on today's market. Coming in a version designed for college students, young consumers automatically receive 2 percent cash rebates on both restaurant and gas station purchases on a quarter basis of up to $1,000 while they continue to earn 1 percent cash rebates on all other purchases. They also receive free access to their FICO score and online tools to help them stay updated with their spending activity and more.

The Discover it® chrome card is available with two versions of zero introductory APR offers: One version offers a zero introductory APR for 14 months on both purchases and balance transfers, while the other version offers zero APR 6 months for purchases and for 18 months on balance transfers. What consumers may find especially appealing about this card is that the late fee is waived on a one-time late payment, and the card's APR will not increase when making a payment late.

Barclaycard Rewards MasterCard - Average Credit

The Barclaycard Rewards MasterCard - Average Credit has no annual fee that earns users 2 points per $1 on grocery, utility and gas purchases, and 1 point per $1 on all other purchases. A very convenient feature that comes with this card is that users can redeem points like cash to pay for virtually any transactions made, with no restrictions on when to use these points or how many points can be accrued within a certain period. This rewards card is designed for people with good to fair credit that comes with no introductory APR; it has a variable balance transfer APR rate of 24.99 percent and an ongoing APR rate of 24.99 percent.

U.S. Bank Visa Platinum Card

Graduates can take advantage of the U.S. Bank Visa Platinum Card that offers a low introductory APR, and no introductory APR on balance transfers or purchases for the first twelve billing cycles. Based on the individual's creditworthiness, a variable APR that is currently 9.99 percent - 23.99 percent will be applied. However, cash advances would not be included under the special introductory rate. In addition, the card offers benefits such as Zero Fraud Liability, Fraud Protection, Auto Rental Insurance, Free Online Banking, Automatic Bill Pay, and FlexControl™, a free online service that puts users in control of their finances by helping them to avoid interest and late fees with automatic payments, which can also help them pay off a balance faster.

Whether a graduate is interested in using their card when paying for their college expenses, buying a car, renting an apartment, buying a home, starting a new career or when starting their own business, the above mentioned credit cards are the highest rated on the market for their zero annual fees, low interest rates, bonuses, rewards and more. These credit cards also train graduates financial responsibility in order to remain in good standing with their credit purchase history.

About Credit Card Chaser:

Credit Card Chaser is an authority credit card site that offers innovative comparison tools, reviews, calculators, and reports to help consumers find the best credit card for them.

More Stories By Marketwired .

Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Latest Stories
As many know, the first generation of Cloud Management Platform (CMP) solutions were designed for managing virtual infrastructure (IaaS) and traditional applications. But that’s no longer enough to satisfy evolving and complex business requirements. In his session at 21st Cloud Expo, Scott Davis, Embotics CTO, will explore how next-generation CMPs ensure organizations can manage cloud-native and microservice-based application architectures, while also facilitating agile DevOps methodology. He wi...
When you focus on a journey from up-close, you look at your own technical and cultural history and how you changed it for the benefit of the customer. This was our starting point: too many integration issues, 13 SWP days and very long cycles. It was evident that in this fast-paced industry we could no longer afford this reality. We needed something that would take us beyond reducing the development lifecycles, CI and Agile methodologies. We made a fundamental difference, even changed our culture...
WebRTC is the future of browser-to-browser communications, and continues to make inroads into the traditional, difficult, plug-in web communications world. The 6th WebRTC Summit continues our tradition of delivering the latest and greatest presentations within the world of WebRTC. Topics include voice calling, video chat, P2P file sharing, and use cases that have already leveraged the power and convenience of WebRTC.
In his opening keynote at 20th Cloud Expo, Michael Maximilien, Research Scientist, Architect, and Engineer at IBM, discussed the full potential of the cloud and social data requires artificial intelligence. By mixing Cloud Foundry and the rich set of Watson services, IBM's Bluemix is the best cloud operating system for enterprises today, providing rapid development and deployment of applications that can take advantage of the rich catalog of Watson services to help drive insights from the vast t...
For financial firms, the cloud is going to increasingly become a crucial part of dealing with customers over the next five years and beyond, particularly with the growing use and acceptance of virtual currencies. There are new data storage paradigms on the horizon that will deliver secure solutions for storing and moving sensitive financial data around the world without touching terrestrial networks. In his session at 20th Cloud Expo, Cliff Beek, President of Cloud Constellation Corporation, d...
Most companies are adopting or evaluating container technology - Docker in particular - to speed up application deployment, drive down cost, ease management and make application delivery more flexible overall. As with most new architectures, this dream takes a lot of work to become a reality. Even when you do get your application componentized enough and packaged properly, there are still challenges for DevOps teams to making the shift to continuous delivery and achieving that reduction in cost ...
Historically, some banking activities such as trading have been relying heavily on analytics and cutting edge algorithmic tools. The coming of age of powerful data analytics solutions combined with the development of intelligent algorithms have created new opportunities for financial institutions. In his session at 20th Cloud Expo, Sebastien Meunier, Head of Digital for North America at Chappuis Halder & Co., discussed how these tools can be leveraged to develop a lasting competitive advantage ...
From 2013, NTT Communications has been providing cPaaS service, SkyWay. Its customer’s expectations for leveraging WebRTC technology are not only typical real-time communication use cases such as Web conference, remote education, but also IoT use cases such as remote camera monitoring, smart-glass, and robotic. Because of this, NTT Communications has numerous IoT business use-cases that its customers are developing on top of PaaS. WebRTC will lead IoT businesses to be more innovative and address...
The question before companies today is not whether to become intelligent, it’s a question of how and how fast. The key is to adopt and deploy an intelligent application strategy while simultaneously preparing to scale that intelligence. In her session at 21st Cloud Expo, Sangeeta Chakraborty, Chief Customer Officer at Ayasdi, will provide a tactical framework to become a truly intelligent enterprise, including how to identify the right applications for AI, how to build a Center of Excellence to ...
SYS-CON Events announced today that CA Technologies has been named "Platinum Sponsor" of SYS-CON's 21st International Cloud Expo®, which will take place October 31-November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. CA Technologies helps customers succeed in a future where every business - from apparel to energy - is being rewritten by software. From planning to development to management to security, CA creates software that fuels transformation for companies in the applic...
Blockchain is a shared, secure record of exchange that establishes trust, accountability and transparency across business networks. Supported by the Linux Foundation's open source, open-standards based Hyperledger Project, Blockchain has the potential to improve regulatory compliance, reduce cost as well as advance trade. Are you curious about how Blockchain is built for business? In her session at 21st Cloud Expo, René Bostic, Technical VP of the IBM Cloud Unit in North America, will discuss th...
Recently, IoT seems emerging as a solution vehicle for data analytics on real-world scenarios from setting a room temperature setting to predicting a component failure of an aircraft. Compared with developing an application or deploying a cloud service, is an IoT solution unique? If so, how? How does a typical IoT solution architecture consist? And what are the essential components and how are they relevant to each other? How does the security play out? What are the best practices in formulating...
Given the popularity of the containers, further investment in the telco/cable industry is needed to transition existing VM-based solutions to containerized cloud native deployments. The networking architecture of the solution isolates the network traffic into different network planes (e.g., management, control, and media). This naturally makes support for multiple interfaces in container orchestration engines an indispensable requirement.
In his session at @ThingsExpo, Arvind Radhakrishnen discussed how IoT offers new business models in banking and financial services organizations with the capability to revolutionize products, payments, channels, business processes and asset management built on strong architectural foundation. The following topics were covered: How IoT stands to impact various business parameters including customer experience, cost and risk management within BFS organizations.
Internet of @ThingsExpo, taking place October 31 - November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 21st Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The Internet of Things (IoT) is the most profound change in personal and enterprise IT since the creation of the Worldwide Web more than 20 years ago. All major researchers estimate there will be tens of billions devic...