|By PR Newswire||
|September 4, 2014 10:17 AM EDT||
FARMINGTON HILLS, Mich., Sept. 4, 2014 /PRNewswire/ -- September is here, and the kids are back in school. Now, the focus for many people shifts toward the holidays. As you start to think about gift-giving, there is something you need to put at the top of your list, before you start shopping online or at the mall: You need to pull and review your credit reports.
"It's important to review your credit reports, to see if there has been any suspicious activity with your accounts," said Katie Moore, credit counselor from nonprofit GreenPath Debt Solutions. "The upcoming holiday season is a very busy time when it comes to using credit cards. If you don't track your credit, you could be in for a surprise when you start gift shopping."
GreenPath Debt Solutions, a nationwide, nonprofit credit counseling and education organization, reminds consumers that you can get a free credit report from each of the three major reporting bureaus. If you haven't requested any reports this year, now is the time to pull reports from Experian, TransUnion and Equifax.
To pull your credit reports, log on to www.annualcreditreport.com. You can also access GreenPath support materials to help you read and understand your credit report. Log on to www.greenpath.org and search "credit report."
So what to do if you find fraudulent activities on your credit report? "If you find an error, you may dispute it online through the main credit reporting agencies," said Moore. "You also can call the telephone number on your credit report for assistance, if you feel any information is inaccurate or incomplete."
"You'll need to be specific, by including the account number of an item you feel is in error and explain exactly why you feel it is inaccurate," continued Moore. "Simply saying an item is wrong does not give enough detail to help resolve the issue.
"Investigations of disputed items can take up to 45 days, so if you pull your reports in September, you should be in good shape by the holidays," Moore concluded.
SIDEBAR - SAVE $300 FOR HOLIDAY SHOPPING
GreenPath understands that credit cards can be very tempting to use for holiday shopping, and encourages shoppers to set aside cash for gifts. "If you set aside $25 a week from September until mid-November in a special "Christmas Club" account, you could have almost $300 towards gifts, which will stay off your credit cards this holiday season," said Katie Moore, GreenPath counselor.
For more information on GreenPath, or if you need help pulling and reviewing your credit report, log on to www.greenpath.org or call (866) 648-8122.
About GreenPath Debt Solutions
GreenPath Debt Solutions is a nationwide, non-profit financial organization that assists consumers with credit card debt, housing debt, student loan debt, and bankruptcy concerns. Our customized services and attainable solutions have been helping people achieve their financial goals since 1961. GreenPath operates 50 full-time branch offices in 11 states. They also deliver licensed services throughout the United States over the Internet and telephone. GreenPath is a member of the National Foundation for Credit Counseling, the Association of Independent Consumer Credit Counseling Agencies and is accredited by the Council on Accreditation (COA).
SOURCE GreenPath Debt Solutions
As ridesharing competitors and enhanced services increase, notable changes are occurring in the transportation model. Despite the cost-effective means and flexibility of ridesharing, both drivers and users will need to be aware of the connected environment and how it will impact the ridesharing experience. In his session at @ThingsExpo, Timothy Evavold, Executive Director Automotive at Covisint, will discuss key challenges and solutions to powering a ride sharing and/or multimodal model in the a...
Sep. 30, 2016 04:45 AM EDT Reads: 658
Internet of @ThingsExpo, taking place November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with the 19th International Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world and ThingsExpo Silicon Valley Call for Papers is now open.
Sep. 30, 2016 04:45 AM EDT Reads: 4,714
I'm a lonely sensor. I spend all day telling the world how I'm feeling, but none of the other sensors seem to care. I want to be connected. I want to build relationships with other sensors to be more useful for my human. I want my human to understand that when my friends next door are too hot for a while, I'll soon be flaming. And when all my friends go outside without me, I may be left behind. Don't just log my data; use the relationship graph. In his session at @ThingsExpo, Ryan Boyd, Engi...
Sep. 30, 2016 04:45 AM EDT Reads: 1,401
SYS-CON Events announced today that Pulzze Systems will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Pulzze Systems, Inc. provides infrastructure products for the Internet of Things to enable any connected device and system to carry out matched operations without programming. For more information, visit http://www.pulzzesystems.com.
Sep. 30, 2016 04:30 AM EDT Reads: 1,920
Sep. 30, 2016 04:00 AM EDT Reads: 4,880
Sep. 30, 2016 03:45 AM EDT Reads: 3,067
Sep. 30, 2016 03:45 AM EDT Reads: 2,234
Sep. 30, 2016 03:15 AM EDT Reads: 1,747
Sep. 30, 2016 03:00 AM EDT Reads: 1,934
Sep. 30, 2016 03:00 AM EDT Reads: 1,625
Sep. 30, 2016 02:45 AM EDT Reads: 2,432
Sep. 30, 2016 02:15 AM EDT Reads: 1,638
Sep. 30, 2016 02:00 AM EDT Reads: 1,388
Sep. 30, 2016 02:00 AM EDT Reads: 2,083
To leverage Continuous Delivery, enterprises must consider impacts that span functional silos, as well as applications that touch older, slower moving components. Managing the many dependencies can cause slowdowns. See how to achieve continuous delivery in the enterprise.
Sep. 30, 2016 01:45 AM EDT Reads: 2,192